Yes, you too can join PSECU and find out your EX FICO score! --well, maybe

[propertyvirgins]

this was cool!!!!!!!!!!!! i just joined and printed my app to mail in....hopefully as i rebuild they will give my a VISA with a real CREDIT LIMIT ..lol\

THANKS

[laz98]

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@haulingthescoreup wrote:

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@laz98 wrote:

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@score_building wrote:

laz no rush I guess but really hope you just buckle down and call, and for a number of reasons

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such as? 

i'll be done with school (FINALLY!!!) on friday, so maybe i'll call in the afternoon.

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Thumbs up to you, and good luck on your final Friday, and then give PSECU a call. You already went through 90% of the silliness; go ahead and let the membership go through.

I want to know everyone's EX FICO score!

Also, they seem to be handing out high-CL CC's like peppermint sticks in December!

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oh, i'm already in.  got my welcome packet & everything.  just need to get the online access unlocked.

i still have baddies on my reports, so i won't be applying for any credit cards any time soon.  don't need the denials

[score_building]

laz, your scores indicate you are well w/i an approvable range for PSECU (who often doesn't seem to care much about baddies, even recent ones) you may in fact be ready now or very, very soon, unless there are unpaid items.

[MarineVietVet]

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@haulingthescoreup wrote:

Thumbs up to you, and good luck on your final Friday, and then give PSECU a call. You already went through 90% of the silliness; go ahead and let the membership go through.

I want to know everyone's EX FICO score!

Also, they seem to be handing out high-CL CC's like peppermint sticks in December!

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If you'll pay my $26 I'll be more than happy to join so you can know mine. 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[score_building]

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@MarineVietVet wrote:

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@haulingthescoreup wrote:

Thumbs up to you, and good luck on your final Friday, and then give PSECU a call. You already went through 90% of the silliness; go ahead and let the membership go through.

I want to know everyone's EX FICO score!

Also, they seem to be handing out high-CL CC's like peppermint sticks in December!

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If you'll pay my $26 I'll be more than happy to join so you can know mine. 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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Bet it is a bit easier to be cavalier about EX score after arriving at the highly coveted FICO high achiever club, just curious why so up to date on EQ and TU scores?

[MarineVietVet]

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@score_building wrote:

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Bet it is a bit easier to be cavalier about EX score after arriving at the highly coveted FICO high achiever club, just curious why so up to date on EQ and TU scores?

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I'm not sure what you're asking.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[score_building]

Just curious since your siggie indicates current TU and EQ scores, are those scores more important to you than EX? (you mentioned not interested in a mnthly free PSECU EX score)

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@MarineVietVet wrote:

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@score_building wrote:

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Bet it is a bit easier to be cavalier about EX score after arriving at the highly coveted FICO high achiever club, just curious why so up to date on EQ and TU scores?

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I'm not sure what you're asking.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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[MarineVietVet]

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@score_building wrote:

Just curious since your siggie indicates current TU and EQ scores, are those scores more important to you than EX? (you mentioned not interested in a mnthly free PSECU EX score)

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Now I understand. No they're not more important but I figure two out of three scores is plenty. If the mix were different, i.e. if TU and EX were available I would not care about EQ.

I buy my scores about twice a year and that's probably too often and is more than enough money to spend. But that's just me. I am indeed fortunate and blessed that my scores are such that I don't have to know what all three are. But I don't take them for granted. I remember all too well those dark days leading up to my BK and the months and years afterward struggling to get back. I know that as long as I continue to be disciplined and do all the right things then the scores will take care of themselves.

It's strictly a personal decision not to know my EX score. I am quite content where I am.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[laz98]

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@score_building wrote:

laz, your scores indicate you are well w/i an approvable range for PSECU (who often doesn't seem to care much about baddies, even recent ones) you may in fact be ready now or very, very soon, unless there are unpaid items.

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thanks for the vote of confidence, but yes, they are unpaid.

[score_building]

Reports at other boards have indicated a handful of approvals w/ unpaids.

May hinge on amt and age...  A lot of shock and awe regarding those posts, since CU tend to be touchy about these.  Who knows what formula they're using but if there was a place to entertain a 'reach' app at some point, this one may be well worth the effort.

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@laz98 wrote:

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@score_building wrote:

laz, your scores indicate you are well w/i an approvable range for PSECU (who often doesn't seem to care much about baddies, even recent ones) you may in fact be ready now or very, very soon, unless there are unpaid items.

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thanks for the vote of confidence, but yes, they are unpaid.

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