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It's an interesting question. This is a separate program that FICO sells to banks and CU's, called Scores on Statements.
I don't think that the basic everyday soft report shows a score. They're usually not interested in your scores; just what's going on with your report.
When I finally see my score, I'll pull my full EX report and see what it shows. We can all compare notes. ![]()
@haulingthescoreup wrote:
@score_building wrote:Did ya'll set up email/text alert(s), lol I was checking so fiendishly that I saw the score online ages before receiving the text alert lol but should be any day now for those who joined early enough last month.
IIRC in the disclaimer it says something about how they are getting it from EX and so not responsibile for delays etc.
I just figured that it would come on my January statement.
score_building, I read back three or four screens on this thread, but didn't see this --when did you join, and what day of the month did your score show up? And do you get your statement on the first? Do we all get statements on the first?
Joined last sumer...the score is generally delivered on the 15th when available, this is what it says right above my November score:
@score_building wrote:
Joined last sumer...the score is generally delivered on the 15th when available, this is what it says right above my November score:
"Next scheduled update: 12/15" Be sure to keep your eyes peeled for the 'FICO score now available' announcement msg through tmrw if you set up an alert, lol...
But do you remember if you got your score the very next month, or was there a larger gap? Just curious, because it's not as if I can do anything about the timetable. ![]()
Just checked again, and it's still saying next month. ![]()
Yep, I've signed up for the e-mail alerts.
Oh well, my curiosity has sat there for 22 months, it can wait another one. ![]()
I get my score every month but they have only done soft inquiries on Exp twice in the past year, once on August 17th of 2009 and then again on October 13 of this year. So I guess as has been suggested, there must be another avenue available to them to get the information.
@haulingthescoreup wrote:
@score_building wrote:
Joined last sumer...the score is generally delivered on the 15th when available, this is what it says right above my November score:
"Next scheduled update: 12/15" Be sure to keep your eyes peeled for the 'FICO score now available' announcement msg through tmrw if you set up an alert, lol...
But do you remember if you got your score the very next month, or was there a larger gap? Just curious, because it's not as if I can do anything about the timetable.
Just checked again, and it's still saying next month.
Yep, I've signed up for the e-mail alerts.
Oh well, my curiosity has sat there for 22 months, it can wait another one.
Was in with PSECU the 1st of the month, received the score the middle of the next month.
@score_building wrote:
@haulingthescoreup wrote:
But do you remember if you got your score the very next month, or was there a larger gap? Just curious, because it's not as if I can do anything about the timetable.
Just checked again, and it's still saying next month.
Yep, I've signed up for the e-mail alerts.
Oh well, my curiosity has sat there for 22 months, it can wait another one.
Was in with PSECU the 1st of the month, received the score the middle of the next month.
Ahhhh, there's hope! ![]()
Boy, I'll bet they're up to their eyeballs in Harrisburg. (PSECU HQ)
Honestly, they (PSECU) are probably much busier in late August/early September when thousands of new students pour into those 14 state universities that qualify for membership. They actively recruit membership on those campuses.
@Anonymous wrote:Honestly, they (PSECU) are probably a lot more busy in late August/early September when thousands of new students pour into those 14 state universities that qualify for membership. They actively recruit membership on those campuses.
Makes sense. It's easy to forget that the overwhelming majority of citizens neither know nor care that woo-hoo, you can now find out your EX FICO score. ![]()
Hauling,
Decided to join today although my sister is a member and I could have joined through her, I joined via the Recreation and Park membership.
Has anyone applied for any of their other products like cc or loans and how long as a member did you wait before applying? Curious to know how easy it would be to get a car loan with a lower interest rate than the one I have with my scores (EQ 668, TU: 659)
Thanks again guys for your valuable information on these boards!
Gypsy
@Gypsystravels wrote:
Has anyone applied for any of their other products like cc or loans and how long as a member did you wait before applying? Curious to know how easy it would be to get a car loan with a lower interest rate than the one I have with my scores (EQ 668, TU: 659)
I waited till I got my online access info, next day applied for their PSL/Visa and approved (approximately 1 day wait, since I apped on Sunday and it needed manual review)