Everyone's situation is different, but I agree with several on here, if you don't travel much it may not be the best card for you. I have the Plat and will be picking up a Gold in a few months. I have all but +/-$200 of the AF ($870, have 2 AU's on it) covered with the "coupons". We, especially my wife travel a lot. She’s a flight attendant so none of our travel expenses are booked thru AMEX; I don't get the x5 points. We fly exclusively Delta so access to the Sky Lounge will well worth the $200 I'm light on the AF. Hell, my wife saves that in food cost in a few weeks by eating there instead of other restaurants when she’s flying to her “base” city.
