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could a previous AU affect signing up for amex BCE

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Andypanda
Established Contributor

could a previous AU affect signing up for amex BCE

I used to be a Au on my father's AMEX BCE. When my father died in April, I closed the acount. I was wondering when i decide to pull the trigger on my own amex, if the previous Au (it is still showing up on my credit report)could affexct me getting the account, SL, or SUB?

 

thanks,

Andy

Message 1 of 4
3 REPLIES 3
Medic981
Valued Contributor

Re: could a previous AU affect signing up for amex BCE

As you were not responsible for the account I do not believe so. When you apply everything will be based on your personal credit history.







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 4
K-in-Boston
Epic Contributor

Re: could a previous AU affect signing up for amex BCE

Amex does not take your history as an authorized user into account whatsoever when applying for your own cards, other than any impact it may have to your Experian FICO 08 score.
Message 3 of 4
Andypanda
Established Contributor

Re: could a previous AU affect signing up for amex BCE

Thanks. Still going to garden for a while before applying since i have 4 new cards, an AAoA of only 6 months, plus 2 additional hp’s from Verizon and at&t when i had to transfer cell and U-verse service when my father died.

Message 4 of 4
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