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whitewitch23 wrote:Capital one accepted a settlement offer and reported the account as settled for less than owed zero balance.. two days later they changed it to balance 349$ settlement accepted can they change that anytime they want???The first report was wrong if the settlement left an amont due. They can change it at anytime as long as the info is correct.
Brammy wrote:It doesn't need DV since it is reported as settled. that basically means thast she doesn't owe them any money. I would be concerned about the amount due showing. I would dispute with the CBs to request they update it to zero bal due sometimes they do sometimes they dont. Make them aware that it was settled and you no longer owe any money on the account