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how can I find out if I'm eligible for a chase bonus

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acreditdummy123
Regular Contributor

how can I find out if I'm eligible for a chase bonus

I currently have the CSR and i got some UR signup bonuses a little bit before the 5/24 rule was implemented and i've done some product changes on some cards, so it's all a jumbled mess. I didn't keep track of any of this lol... So i was wondering if there's an easy way to find out if i'm currently eligible for another UR points signup bonus if I close out my CSR. Thanks

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

The past is the past. I'm a completely new person now as of 3/6/23
Message 1 of 5
4 REPLIES 4
K-in-Boston
Epic Contributor

Re: how can I find out if I'm eligible for a chase bonus

You can't have an open Sapphire product and cannot have received a SUB on a Sapphire product in the past 48 months.  Otherwise you would be eligible.

Message 2 of 5
acreditdummy123
Regular Contributor

Re: how can I find out if I'm eligible for a chase bonus


@K-in-Boston wrote:

You can't have an open Sapphire product and cannot have received a SUB on a Sapphire product in the past 48 months.  Otherwise you would be eligible.


Ah I see. Okay, I'll just wait a few more years. Does this mean I can close the sapphire product even a few days before I apply for a new card? Or can I not have any sapphire product within the last 48 months either? thanks!

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

The past is the past. I'm a completely new person now as of 3/6/23
Message 3 of 5
coldfusion
Credit Mentor

Re: how can I find out if I'm eligible for a chase bonus


@acreditdummy123 wrote:

@K-in-Boston wrote:

You can't have an open Sapphire product and cannot have received a SUB on a Sapphire product in the past 48 months.  Otherwise you would be eligible.


Ah I see. Okay, I'll just wait a few more years. Does this mean I can close the sapphire product even a few days before I apply for a new card? Or can I not have any sapphire product within the last 48 months either? thanks!


There only needs to be enough time for all of Chase' systems disparate to be updated to show that your old Sapphire card really has been closed before you apply for another one.  A few business days should be a long enough wait although in the past typical churner guidance was to wait 30 days.

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 5
acreditdummy123
Regular Contributor

Re: how can I find out if I'm eligible for a chase bonus


@coldfusion wrote:

@acreditdummy123 wrote:

@K-in-Boston wrote:

You can't have an open Sapphire product and cannot have received a SUB on a Sapphire product in the past 48 months.  Otherwise you would be eligible.


Ah I see. Okay, I'll just wait a few more years. Does this mean I can close the sapphire product even a few days before I apply for a new card? Or can I not have any sapphire product within the last 48 months either? thanks!


There only needs to be enough time for all of Chase' systems disparate to be updated to show that your old Sapphire card really has been closed before you apply for another one.  A few business days should be a long enough wait although in the past typical churner guidance was to wait 30 days.

 


ty very much!

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

The past is the past. I'm a completely new person now as of 3/6/23
Message 5 of 5
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