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how harrd is it to get a Discover card

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oneloveforall_2000
Frequent Contributor

Re: how harrd is it to get a Discover card

will i be getting any points back from the inquires coming off?
Message 11 of 35
fused
Moderator Emeritus

Re: how harrd is it to get a Discover card



oneloveforall_2000 wrote:
will i be getting any points back from the inquires coming off?


Maybe yes, maybe no! No way to know for sure. Having five fewer inqs certainly can't hurt you.
Message 12 of 35
Anonymous
Not applicable

Re: how harrd is it to get a Discover card

If the inquiries are older then 12 months old then they aren't being used to calculate your FICO score.
Message 13 of 35
Anonymous
Not applicable

Re: how harrd is it to get a Discover card

Have you considered Patelco or one of the other CU's?
 
Message 14 of 35
Anonymous
Not applicable

Re: how harrd is it to get a Discover card

If you don't have at least a 700+ you have a better chance hitting the powerball than getting approved with them.
Message 15 of 35
oneloveforall_2000
Frequent Contributor

Re: how harrd is it to get a Discover card

how about citi bank?
Message 16 of 35
Tavares
New Contributor

Re: how harrd is it to get a Discover card

Fused,  they just approved me today over the phone for "Discover More". I was afraid of applyign becuase of an 8 years old CO with them, but the lady said i should be fine to go for it.
 
My scores are in the mid-high 600's  I will report the exact score after I confirm who they pulled from.
 
Approved with unpaid CO Smiley Surprised.  I guess that answers the question that many people have as to whether or not Discover Blacklists.
 
Good Luck everyone,
 
Tavares
FAKO - EX: 749 | EQ: 769 | TU: 749
Message 17 of 35
fused
Moderator Emeritus

Re: how harrd is it to get a Discover card



Tavares wrote:
Fused,  they just approved me today over the phone for "Discover More". I was afraid of applyign becuase of an 8 years old CO with them, but the lady said i should be fine to go for it.
 
My scores are in the mid-high 600's  I will report the exact score after I confirm who they pulled from.
 
Approved with unpaid CO Smiley Surprised.  I guess that answers the question that many people have as to whether or not Discover Blacklists.
 
Good Luck everyone,
 
Tavares


Congrats! I'm stunned! You have an old CO with them (maybe they have a short memory too) and your scores are in the mid 600's...something seems to be changing at Discover. I'm really tempted to app this exact card. Ahhhhh!
Message 18 of 35
fused
Moderator Emeritus

Re: how harrd is it to get a Discover card

I'm calling them right now!
Message 19 of 35
Anonymous
Not applicable

Re: how harrd is it to get a Discover card

good luck! keep us posted.
Message 20 of 35
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