wamu calling

[Anonymous]

Yep- that's the one.

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@haulingthescoreup wrote:

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Timothy wrote: UD= Universal Default

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Isn't that the lovely deal where, if you are late on one card, all the others (who do UD) gang up on you by raising their rates, too?

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[Anonymous]

I actually recieved an Invitation from them for the Visa today. Does anyone know if  the invitation is considered a pre-approval? I would really like to app for this card, because I only have First Premier, Orchard Bank (Secured), and Wal Mart Store card, and I don't want to apply for another card and get turned down. Still trying to improve on my scores.

[Anonymous]

What is you UTL and how many INQ's?

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@Anonymous wrote:

I actually recieved an Invitation from them for the Visa today. Does anyone know if the invitation is considered a pre-approval? I would really like to app for this card, because I only have First Premier, Orchard Bank (Secured), and Wal Mart Store card, and I don't want to apply for another card and get turned down. Still trying to improve on my scores.

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[Anonymous]

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dg1975 wrote:

I actually recieved an Invitation from them for the Visa today. Does anyone know if  the invitation is considered a pre-approval? I would really like to app for this card, because I only have First Premier, Orchard Bank (Secured), and Wal Mart Store card, and I don't want to apply for another card and get turned down. Still trying to improve on my scores.

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How is your uti on your current cards.  When I applied for my Wamu I was surprised to be approved. I only had a Husehold rebuilder card at the time.  My initial approval was lower than that limit at the time but WaMu more than made up for it.

[Anonymous]

All the UTIL's are between 0 and 10%, the last app was on the 28th of august. 6 hard inq's in the last 4 months. 5 for CC's and 1 for a checking account.

[Anonymous]

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dg1975 wrote:

All the UTIL's are between 0 and 10%, the last app was on the 28th of august. 6 hard inq's in the last 4 months. 5 for CC's and 1 for a checking account.

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Are the inw on your TU or EX report.  I would wait to get some age on the new accounts.  you may be denied for too many new accounts.  How many were actually approved?

[Anonymous]

IMHO- I would wait

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@Anonymous wrote:

All the UTIL's are between 0 and 10%, the last app was on the 28th of august. 6 hard inq's in the last 4 months. 5 for CC's and 1 for a checking account.

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[Anonymous]

Brammy,

Actually for some reason all the inq's tend to hit EQ. Haven't recieved any new inq's on TU and EX in the last 6 months.

[Anonymous]

Listen to Brammy

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@Anonymous wrote:

Brammy,

Actually for some reason all the inq's tend to hit EQ. Haven't recieved any new inq's on TU and EX in the last 6 months.

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Message Edited by Timothy on 10-09-2007 07:18 PM

[Anonymous]

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dg1975 wrote:

Brammy,

Actually for some reason all the inq's tend to hit EQ. Haven't recieved any new inq's on TU and EX in the last 6 months.

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Ypu said you have 5 inqs, if you were approved for all 5, I would wait to apply.  Don't worry WaMu will keep sending te invites.