Hey Y'all..
Just came across this on the FTC.gov site while looking for something else:
"UPDATE: Starting in 2020, everyone in the U.S. can get 6 free credit reports per year through 2026 by visiting the Equifax website or by calling 1-866-349-5191. That’s in addition to the one free Equifax report (plus your Experian and TransUnion reports) you can get at AnnualCreditReport.com."
Here's the link to the FTC page...
https://www.consumer.ftc.gov/articles/0155-free-credit-reports
I was unaware of this update so figured I'd share.
@thornback wrote:Hey Y'all..
Just came across this on the FTC.gov site while looking for something else:
"UPDATE: Starting in 2020, everyone in the U.S. can get 6 free credit reports per year through 2026 by visiting the Equifax website or by calling 1-866-349-5191. That’s in addition to the one free Equifax report (plus your Experian and TransUnion reports) you can get at AnnualCreditReport.com."
Here's the link to the FTC page...
https://www.consumer.ftc.gov/articles/0155-free-credit-reports
I was unaware of this update so figured I'd share.
Thank you!
You have to register with a myEquifax account. I just grabbed one for giggles to see how the process was (quick and painless for me).
It's a webview (not a PDF) and on mobile it wasn't really any better than CK unless you force your browser to desktop version. Also, it's willing to give you a score but it's using VS 3.0?
Seems like they slapped something together to fulfill a punishment for the breach, but it did show soft pulls at least.
Maybe someone else can shed some light on the beauty of it and what I'm missing 😏
Thank you for the tip!
@PicoFico wrote:Thank you!
You have to register with a myEquifax account. I just grabbed one for giggles to see how the process was (quick and painless for me).
It's a webview (not a PDF) and on mobile it wasn't really any better than CK unless you force your browser to desktop version. Also, it's willing to give you a score but it's using VS 3.0?
Seems like they slapped something together to fulfill a punishment for the breach, but it did show soft pulls at least.
Maybe someone else can shed some light on the beauty of it and what I'm missing 😏
Ah... it figures, Equifax never fails to disappoint. I didn't bother to pull it myself... so thanks for being the guinea pig!
The score they give is likely not even VS3 -- it's probably their proprietary EQ Score which is even more useless (they offer it with paid membership - I had it free for a year after the breach). I wonder if you call if you can request the report be mailed to you instead of a webview; if so, it should be a the same full report you'd get from annualcreditreport.com.
@thornback wrote:
@PicoFico wrote:Thank you!
You have to register with a myEquifax account. I just grabbed one for giggles to see how the process was (quick and painless for me).
It's a webview (not a PDF) and on mobile it wasn't really any better than CK unless you force your browser to desktop version. Also, it's willing to give you a score but it's using VS 3.0?
Seems like they slapped something together to fulfill a punishment for the breach, but it did show soft pulls at least.
Maybe someone else can shed some light on the beauty of it and what I'm missing 😏
Ah... it figures, Equifax never fails to disappoint. I didn't bother to pull it myself... so thanks for being the guinea pig!
The score they give is likely not even VS3 -- it's probably their proprietary EQ Score which is even more useless (they offer it with paid membership - I had it free for a year after the breach). I wonder if you call if you can request the report be mailed to you instead of a webview; if so, it should be a the same full report you'd get from annualcreditreport.com.
So looking again, it seems the score offer is attached to the myEquifax account and not on the actual report. Furthermore, I couldn't find a score on the report anywhere...
As for the forcing to desktop on mobile... There is a left side menu I missed that will take you through all of it as though you were desktop (so not necessary).
@PicoFico wrote:So looking again, it seems the score offer is attached to the myEquifax account and not on the actual report. Furthermore, I couldn't find a score on the report anywhere...
As for the forcing to desktop on mobile... There is a left side menu I missed that will take you through all of it as though you were desktop (so not necessary).
So definately a Vantage3. Idiotic.
Thanks again!
My pain is your pleasure! 🤣
