@cr101 wrote:Sync reported my high bal the other day. I hadn't used the card in weeks, though. So, I don't believe that the high bal was the trigger.
I got a CLI a few wks ago. I think that they would have reported around the same time if that was the trigger.
I updated my address the day before one of the bureau report dates. So, I imagine this is what triggered it. This actually made me think of a post that I saw the other day. OP mentioned that they updated their income. This info is actually on the same page as the address.
Luckily, my normal statement cut is a few days from now and I already see how the bal has affected all bureau scores. So, if I want to, I can just pay down my bal before statement cut. Take that, Sync! 😜
Synchrony is known for reporting off cycle unpredictably.
@cr101 wrote:@SouthJamaica Yeah, but I'm wondering if they are as random as we think. I think that they report when certain activities occur. They did this to me at least 3 times in the past and I eventually realized that each time that they did it, it was after I made a purchase that they flagged as possibly fraudulent.
Well I don't know. I never stayed around long enough as a Synchrony customer to find out. I've just read it in these forums, and I'm sure most of the reports I read didn't mention fraud alerts as a trigger.
