I was unaware of this. Two years ago when i bought my car I had really bad credit and it got shoped by the dealerahip to the tune of 7-10 hard inquiries depending on which bureau you look at. Now that I look at some of those inquiries a few say things like “personal loan cos” “all banks” “automobile dealers, new” “finance” while some correctly say “auto financing.” These all will fall off in July this year. Should I dispute the ones that don’t say “auto financing?” Will it help?
Current Open: NFCU AMEX $6,800 CL | Chase Freedom $3,800 CL | QS1 $1,300 CL | BankAmericard $24,000 CL (AU) | NFCU SSL $3,000 |
FICO 8 EXP, EQ, TU: 675-715 (depending on Utl.) | AAoA 3 Years 3 Months | AoYA 0 Months
Closed: American Honda Finance Installment $16,000 paid satisfactorily | Capital One Secured $700 paid satisfactorily | Wells Fargo credit card $3,000 paid charge off settled less than full amount (badie 2015) | Bank of America credit card $1,000 paid charge off settled less than full amount (badie 2015)
