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Does any one know is there a list of banks that do sp and hp for credit limit increases that i could use for reference down the road. Thank you and be safe.
@razzy116 I don't recall reading a specific list for CLI. If you have a specific lender in question, then perhaps a member can ansewr your question.
@CYBERSAM wrote:Cap1, Discover, BOA, Sync, Barclay, Comenity, AMX and Citi are SP as far as I can think of! BUT if you request on demand some may HP. Just have to make sure CLI option is available first.
I can add Elan backed cards to that list. I just received a SP CLI by clicking the luv button.
Barclay has been a HP since the loophole closed.
US Bank is a 50/50, could be soft or hard
FNBO can be SP if you call in to ask for preapproval
Wells Fargo is a SP if you'd not grant HP permission, they seem to ask.
Navy FCU could be a SP, but only for CLI up to 25k, above that is HP
@RootDet wrote:Barclay has been a HP since the loophole closed.
Back in March Barclay gave me a CLI directly form a link in their website! It was SP.
Not sure if there's one on myFICO, but I check this one (Doctor of Credit) occasionally.