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Credit limit increases

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razzy116
Established Contributor

Credit limit increases

Does any one know is there a list of banks that do sp and hp for credit limit increases that i could use for reference down the road. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

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Message 1 of 11
10 REPLIES 10
AllZero
Mega Contributor

Re: Credit limit increases

@razzy116  I don't recall reading a specific list for CLI. If you have a specific lender in question, then perhaps a member can ansewr your question.

Message 2 of 11
CYBERSAM
Senior Contributor

Re: Credit limit increases

Cap1, Discover, BOA, Sync, Barclay, Comenity, AMX and Citi are SP as far as I can think of! BUT if you request on demand some may HP. Just have to make sure CLI option is available first.







                
Message 3 of 11
ChargedUp
Senior Contributor

Re: Credit limit increases


@CYBERSAM wrote:

Cap1, Discover, BOA, Sync, Barclay, Comenity, AMX and Citi are SP as far as I can think of! BUT if you request on demand some may HP. Just have to make sure CLI option is available first.


I can add Elan backed cards to that list. I just received a SP CLI by clicking the luv button.

Message 4 of 11
Anonymous
Not applicable

Re: Credit limit increases

I have never known Barclay to be SP. please give me more information.

And I recently tried Elan and they wanted HP, despite in the past I talked up a representative and got a SP CLI.
Message 5 of 11
RootDet
Established Contributor

Re: Credit limit increases

Barclay has been a HP since the loophole closed.

 

US Bank is a 50/50, could be soft or hard

FNBO can be SP if you call in to ask for preapproval

Wells Fargo is a SP if you'd not grant HP permission, they seem to ask.

Navy FCU could be a SP, but only for CLI up to 25k, above that is HP

 

 




Message 6 of 11
CYBERSAM
Senior Contributor

Re: Credit limit increases


@RootDet wrote:

Barclay has been a HP since the loophole closed.


Back in March Barclay gave me a CLI directly form a link in their website! It was SP.







                
Message 7 of 11
Anonymous
Not applicable

Re: Credit limit increases


@CYBERSAM wrote:

@RootDet wrote:

Barclay has been a HP since the loophole closed.


Back in March Barclay gave me a CLI directly form a link in their website! It was SP.


Wish I could've caught that.

Message 8 of 11
ccquest
Established Contributor

Re: Credit limit increases

Not sure if there's one on myFICO, but I check this one (Doctor of Credit) occasionally.

as of 1/1/23
Current Cards:
Message 9 of 11
RadioRob
Established Contributor

Re: Credit limit increases

Navy was a SP for my last CLI from 30->34.5K.
Message 10 of 11
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