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Discover Scorecard

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Regular Contributor

Discover Scorecard

Does the discover scorecard shows only the number of accounts that i'm individually responsible? 

Transunion on credit karma shows all the accounts and the one that i'm an authorized user yet discover shows one less and i'm assuming it's the one that's not mine ...

I just want to make sure what i assumed is true or whether should i investigate further to see if there is a mistake on my report cause i'm fairly certain all my cards report on all bureaus.

Message 1 of 7
6 REPLIES 6
Super Contributor

Re: Discover Scorecard

Discover’s scorecard has been messed up for awhile when it comes to the number of accounts. Your score is accurate but the rest of it can vary. Mine was doubling my total credit accounts for awhile.

01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 2 of 7
Regular Contributor

Re: Discover Scorecard


@Saeren wrote:
Discover’s scorecard has been messed up for awhile when it comes to the number of accounts. Your score is accurate but the rest of it can vary. Mine was doubling my total credit accounts for awhile.

Mine shows four when I have six. And prevoiusly showed five when I had four.






Message 3 of 7
Senior Contributor

Re: Discover Scorecard

Ha! Mine shows 33 accounts open and closed. But it's only 18.




My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 7
Moderator Emeritus

Re: Discover Scorecard

My Discover Score Card sent me a notice that they would no longer be proving the service to my account.
Starting Score: 000
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 5 of 7
Frequent Contributor

Re: Discover Scorecard

Mine says 20 accounts, when I really have 24 on experian. It also says I have 0 late payments, when really I have at least a dozen.

 

And it says I might qualify for a Discover It card, when really I have zero chance of qualifying for one Smiley Very Happy

    Total CL: $21,100
Fico 8 Scores:
12/2018:
03/2019:
06/2019:
09/2019:
Goals:   550 by 12/2018 600 by 3/2019   650 by 6/2019   700 by 1/2020   750 by 1/2021 800+ by 1/2022
8 derog. (all settled 1/2019)     |     Inquiries: 10, 9, 6     |     AoOA: 10.0yr     |     AAoA: 5.2yr     |     AoYA: 0.4yr
Message 6 of 7
New Contributor

Re: Discover Scorecard

I wish my Discover scorecard showed me anything at all. I have had the account for a couple of weeks now, and all I get is the "Sorry your FICO Score is unavailable" page. I haven't talked to the help desk yet figuring it is a new account. Is it normal that the scorecard doesn't work initially?

Message 7 of 7
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