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Early Exclusion TU success

Chandler455
Frequent Contributor

Re: Early Exclusion TU success

Ex and eq are now from what I have gathered deleting 3 months early automatically, like for instance when i talked to experian (and have had multiple confirmations of this) they used to do 2 months early and would do one month earlier if you asked for EE now they are just automatically granting EE 3 months early on derogatories and delinquencies

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Cashrewards 4.5k | discover it 3.7k | kohls 3k | target 800

Business
Costco visa 10k | Amex Amazon prime 9k

Ficos TU 745 EQ 796 EX 793
Message 21 of 30
EW800
Valued Contributor

Re: Early Exclusion TU success

Congratulations on your EE!  Indeed, this forum is a blessing.  Several of its contributors and the information contained really helped my wife and I through some ugly years!  

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 22 of 30
RiaPia
New Member

Re: Early Exclusion TU success

So I read this thread tonight trying to figure out how to get some old baddies off and thought I'd try an EE with TU for something that has DoFD listed as 05/2014 and in LESS than 20 minutes I got the notification they deleted it off my credit!!! That's a full year ahead of time! I'm beginning to wonder if they have their dispute center on autopilot due to COVID. Just thought I'd let everyone know in case you have some hail marys to throw! 

Message 23 of 30
AllZero
Super Contributor

Re: Early Exclusion TU success


@RiaPia wrote:

So I read this thread tonight trying to figure out how to get some old baddies off and thought I'd try an EE with TU for something that has DoFD listed as 05/2014 and in LESS than 20 minutes I got the notification they deleted it off my credit!!! That's a full year ahead of time! I'm beginning to wonder if they have their dispute center on autopilot due to COVID. Just thought I'd let everyone know in case you have some hail marys to throw! 


@RiaPia  Congratulations on your EE success!

Message 24 of 30
Coco135
Established Member

Re: Early Exclusion TU success

I gave it a shot and I filed a dispute online on my BK that is due to fall in oct 2021...LOL

 

4 days later email with investigation complete...BK deleted, score up 60 points.

wait, what?!?!?!

Message 25 of 30
Luna3323
New Contributor

Re: Early Exclusion TU success

Woot woot 🎉🎉congrats. Yup I'm also starting to believe maybe they are being more lenient because of covid. I mean even EX and EQ took mine off 6 months early!!


Message 26 of 30
Luna3323
New Contributor

Re: Early Exclusion TU success

🍾🍾🍾 congrats on that. And wow on the score!! 🎉🎉


Message 27 of 30
Ficoadd1cted
Established Member

Re: Early Exclusion TU success

First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site. 

 

Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!

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Message 28 of 30
M_Smart007
Epic Contributor

Re: Early Exclusion TU success


@Ficoadd1cted wrote:

First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site. 

 

Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!


@Ficoadd1cted, Welcome to the forums! 

Congrats on your EE success and 42 score gainSmiley Happy

popcorn eating emoticon.gif
Message 29 of 30
AllZero
Super Contributor

Re: Early Exclusion TU success


@Ficoadd1cted wrote:

First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site. 

 

Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!


Congratulations on your success! Nice score increases.

Message 30 of 30
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