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@Remedios wrote:When an account is in dispute, it can be temporarily excluded from scoring.
The rep should've mentioned this, especially since it's a potential "negative" effect on your score.
I got a 30-day late because of neglect, too.
The previous posters are right.
@Remedios wrote:When an account is in dispute, it can be temporarily excluded from scoring.
If that were the case, why did my score DROP when I disputed the collection? The collection was the only neg on my report, and you'd think excluding it from scoring would result in an increase, even if it was only temporary, right?
@doredeb wrote:
@Remedios wrote:When an account is in dispute, it can be temporarily excluded from scoring.
If that were the case, why did my score DROP when I disputed the collection? The collection was the only neg on my report, and you'd think excluding it from scoring would result in an increase, even if it was only temporary, right?
Did you see this drop on Credit Karma or was it somewhere else?