I noticed/read NFCU reports your CLOC balance on the last business day of each month as the "balance" on your credit report. For the last 3 months each bureau has updated mine as of the 1st. This month, it was reflected on EQ on the 2nd, TU on the 3rd, but, today is the 11th and it hasn't updated EX. Can anyone confirm that their Navchek balance was updated on Experian for November? Thanks. I've seen updates take 3 to 5 days but never 11 days. EX is usually the fastest for me.