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I have my credit profile on freeze. I use the free credit monitoring services now. i dont have to remove my profile to get a score. Do you have to have your profile unfrozen for the myFICO monitoring services? I contacted customer support but they didnt know. They assumed you have to have it removed. Asking trying the home purchase again in a few months. Market was just crazy had to take a mental break. not much of a change in score but just being proactive. Maybe stick with the free service and save 100.00 plus dollars.
@sparklerd34 wrote:I have my credit profile on freeze. I use the free credit monitoring services now. i dont have to remove my profile to get a score. Do you have to have your profile unfrozen for the myFICO monitoring services? I contacted customer support but they didnt know. They assumed you have to have it removed. Asking trying the home purchase again in a few months. Market was just crazy had to take a mental break. not much of a change in score but just being proactive. Maybe stick with the free service and save 100.00 plus dollars.
You do not have to remove the freeze in order to use myFICO, Credit Karma, Wallethub, etc.
I would recommend taking advantage of the free credit reports from annualcreditreport.com as all 3 CRAs will provide free weekly reports until April 2022. I also have registered and utilize the "free" member services report provided by each of the CRAs. Equifax provides a Vantage 3 score and Experian provides a FICO 8 score . . . TransUnion doesn't provide a free score but it's worth reviewing and having. You can save each report as a pdf -and- it's just a free monitoring!!! Wishing you success during your upcoming mortgage processing effort.
That's a good point forgot about that. Thanks for the info! I hope this go round isn't as bad with the bidding wars
Awesome thanks for the information
Hey there how do you get your FICO from your dashboard to paste in my signature. how do i create a code link? i did reference the thread on the board but afterwards lost how to create the link. Any ideas?