I got an alert today about a new tax lien from Equifax's credit monitor system. I used to use their service but that was a couple of years ago; for some reason still get the alerts via email and they always match my credit reports. I run all 3 daily through USAA. Once I received the alert & after my heart slowed down, I ran my report today and nothing about any tax lien on any of the 3. Does anyone know if USAA is ever behind? Does that make sense?
I think this is bogus but can't really start anywhere of I can't see what it is. I did have an IRS lien in 2006 that was just withdrawn a month or so ago from TU & EX. It was never on EQ. I am tempted to go to Equifax and buy the stupid report as this is making me wonder if I'm getting hit with identify fraud because I can't think of anything it could be. Or wait a day and see if it pops up on tomorrow's report? But why would it be on one monitoring system and not the other?
FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
