How do I handle this Pinnacle on CR? Anyone PFD them before?

[Anonymous]

How should I handle this?

EX: Pinnacle $1118.00 assigned from Verizon. Verizon balance 0.

TU: Pinnacle $1118.00 assigned from verizon. Verizon balance 0.

EQ: Verizon 0.00 balance. 120 + days past due. Sent to collections.

Should I just send the money to Pinnacle? Should I PFD pinnacle... but would they put it on my EQ report then?

Pinnalce is so mean it scares me to PFD. Has anyone PFD'd Pinnacle before?

[TryingVeryHard]

They treated my friend PDF offer with silence.

[gdtobefree]

read my post up above, I just posted about them and Nelson, Watson and Associates.

I didn't know who these people were so I DV'd them haven't gotten the green card back but I got a letter from the associates today dated 2/14/08. One my CR they didn't say who the OC was on one report it shows closed, and on another report it shows open, then they turned it over to the other people.

Is yours out of SOL? Mine is

I would contact the OC, don't even mess with Pinnacle it seems that they don't like to work and hire other people to do it for them and then they divy the proceeds, NOT MY PROCEEDS.

[Anonymous]

Hi all,

I'm new to this, I don't know what a "DV" and "PFD" is? Can someone let me know what this means?

Pinnacle is reporting a medical bill on my CR and I'm not sure how to get it removed. I live in CA and I don't know what medical bills fall under for SOL. I always thought everything was on your credit for 7 years, but I think for CA it may be 4 years? My father has excellent credit and Rash Curtis and Assoc. is reporting a hospital bill my mother had back in Oct. 2003...and they're showing open in their credit agency Feb. 2004. We have never heard from them at all and knew nothing of this bill for $1,445 until it was posted on his credit as KEY DERROGATORY this month and brought his credit score down 80 points!! Unbelievable. Should they delete this off his credit report based on SOL in CA? Does anyone know if it is 4 years in the state of CA?

I would really appreciate anyone's help.

Thanks a lot!

~BM

[LADYBUG7788]

EDITED!  they have info on sol -- dv means debt validation -- and pfd means pay for deletion.  this forum is also great for info

they have been alot of help for me

Hello LADYBUG7788:

Your post has been edited as it violates our Credit Repair Discussion Guidelines, Terms of Service, and User Guidelines that prohibit the promotion of certain types of credit repair; posting links to credit repair sites and/or organizations is prohibited in these forums. Please read these guidelines before posting anything further about credit repair.

Thanks for contributing to these forums and for your cooperation!

--fused

Message Edited by fused on 03-17-2008 08:08 AM

[Anonymous]

LEGAL SOL is different then CRTP (Credit Reporting Time Period) which is the 7-7.5 years allowed under federal law.

Medical (if an MD) is a written contract for SOL.  If a hospital it may fall under UCC, may be considered written or not have an SOL (depends on state code).  SOL is state law/code.

A PFD with the OC is the best route.  Cal the OC and ask if they still own the acocunt - if they do then PFD them with the HIPAA letter.

Message Edited by Lady_Scarlet on 03-17-2008 12:02 PM

[Anonymous]

Lady,

I am an executive at a collection agency in Oregon (a reputable one).

I just had my own run in with Verizon Wireless, Pinnacle Credit Services, LLC and their collection agent American Agencies ABN, ACA REceivables Company, Inc.

Not only did I just get the UDF showing the deletion from Pinnacle, but I am now in discussions for monetary compensation.

 I would like to help people deal with them. I have phone numbers and emails of higher ups at both organizations--information is power!

Keep up the good work!

[RAISEUP]

CollectionAgencyExec-

Please please please, post information on who I can contact at Verizon Wirless, they are crushing me. I have an upaid OC that is being reported late every month- total of 37 lates since 2005 on Equifax.

Look forward to your response.