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NFCU FICO scores

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Anonymous
Not applicable

Re: NFCU FICO scores

Hmm this still isn't making sense. My August report from August 26th is identical to my report from today. No change in age that would make a difference, no changes on any TL etc. It is a pretty significant score difference without anything to explain the change.

I'll check again at the end of this month and see if it does it again.
Message 11 of 24
babbles
Established Contributor

Re: NFCU FICO scores

my score within my MyFico had gone up 40 points because I paid down my credit card balance to  zero  (fico alert7/26) but when NFCUs score posted on my account it had gone down 6 points which was well after NFCU reported  on 24 july, I was horrified to see they provided a drop in score and it's their card I paid down!  Smiley Happy

 

I know it may not be a big deal but the score they pull is what counts if I am applying for credit with them

Message 12 of 24
babbles
Established Contributor

Re: NFCU FICO scores

MyFico account which I thought was accurate?? I have the 3B monitoring.

Message 13 of 24
babbles
Established Contributor

Re: NFCU FICO scores

had to edit this..

Message 14 of 24
babbles
Established Contributor

Re: NFCU FICO scores

you know, your on to something according to my last alert on 25 august matches up with their score, bingo!!  but  still  a little off the months before

Message 15 of 24
omgitsMatt
Frequent Contributor

Re: NFCU FICO scores

Are you trying to match up your FICO 8 with your FICO 9 maybe?

I only get my F9 score once a month. Usually the 1st of every month.

myFICO only alerts me to F8 changes day to day though.

Are you trying to match the daily updated F8 score with the NFCU F9 score maybe?

Message 16 of 24
babbles
Established Contributor

Re: NFCU FICO scores

I was easily matching it up with the alert that I get off NFCU reporting on the 24th of the month.  I get no other alert until the next month.

Message 17 of 24
Shooting-For-800
Senior Contributor

Re: NFCU FICO scores

My EQ fico9 goes up and down 50 points each month for no reason.

 

It it is insane.  Fico8 is higher and stays the same.

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Message 18 of 24
babbles
Established Contributor

Re: NFCU FICO scores

well NFCU is a little closer now  @  4 points higher than myFico scores.  

Message 19 of 24
Anonymous
Not applicable

Re: NFCU FICO scores


@Shooting-For-800 wrote:

My EQ fico9 goes up and down 50 points each month for no reason.

 

It it is insane.  Fico8 is higher and stays the same.


I don't understand FICO 9 at all. Mine shot up from 701 to 771 this month with no real appreciable changes from last month and meanwhile my FICO 8 is the exact same 721 it was last month. 

Message 20 of 24
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