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NFCU dropped free EQ FICO 9 for TU VS 3.0?

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dcp0524
Regular Contributor

NFCU dropped free EQ FICO 9 for TU VS 3.0?

Title says it all. I searched the forum and either missed a thread on it or there isn't one. 

 

 

Anyways,  that's disappointing. 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 1 of 40
39 REPLIES 39
AMJ50
Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

I noticed that today also. Very few places give out EQ.

Message 2 of 40
kilroy8
Super Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

I still see EQ Fico 9.

Message 3 of 40
Ilinferno
Established Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

Wow I just checked mine and it switched to Vantage 3.0. That is very disappointing.

Message 4 of 40
Curious_George2
Valued Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@kilroy8 wrote:

I still see EQ Fico 9.


Won't be long before you too are assigned to "Mission: Credit Confidence."

 

Seriously. That's the name they've given to their VantageScore wraparound service. Disappointing on every level. 

Can I decline the mission?Can I decline the mission?

 

Message 5 of 40
Mr_Mojo_Risin
Senior Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@dcp0524 wrote:

Title says it all. I searched the forum and either missed a thread on it or there isn't one. 

 

 

Anyways,  that's disappointing. 


Yep, I noticed it yesterday. Definitely a downer.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 6 of 40
pizzadude
Credit Mentor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

I just noticed that when I log in to NFCU via desktop, they're still showing my EQ FICO score.   Fingers crossed that it will stay but who knows.

 

NFCU app has definately switched over to VantageScore though.  Smiley Sad

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 40
morethan20yaks
New Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

The switchover started in mid-November. It was briefly discussed here

 

Their initial advertisment was something like "Same thing, new look"... ummm, no... not the same thing.

 

Anyhow, as mentioned upthread, December still yielded an updated EQ9 score if you log in via the website. Guess we'll see what the new year brings...

 

Message 8 of 40
lewdog
Established Member

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?

Did almost everyone's score go up going from Fico to BS VantageScore? Mine did almost 43 points. Too bad it wasn't real

Message 9 of 40
pizzadude
Credit Mentor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@lewdog wrote:

Did almost everyone's score go up going from Fico to BS VantageScore? Mine did almost 43 points. Too bad it wasn't real


Nope, no increase for me - FICO is 793, VantageScore3 is 770.   Just goes to show they're not correlateable  Smiley LOL

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 10 of 40
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