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For my last two fico reports I had a collections activity from 2014 pop up on my experian data. It states that it is an old Medical that was originally for $503.00 but the current balance is $103.00. The only thing I can find as to who this collection from is a code number. I have tried and tried to find who says I owe them $103, and I can’t get that information. How do I find out? Written Correspondence to Experian? I don’t know how much this is hurting my score (696), but I don’t like it even being an issue.
The owner of a TL must have current contact info onfile with the CRAs if you cannot get it demand it be deleted.