My collection account was sold to another collection agency. I received a letter today from other CA. What I have to do? I want to pay i but what I need to do...? I have 30 days to dispute this letter but I think the amount due is correct
No, I just received the letter today that LVNV FUNDING LLCC sold my account to Resurgent Capital Services Lp
You are obviously within SOL if you were recently making payments.
I had montly payments with the old CA but they stop taking money from my account (jan 23) Excuseme I do not know what is SOL.
Is the CA you were paying listed on your CR?
No yet, the letter i reveived today says that i have 30 days to dispute the amount due.
My CR for april 5 shows the old CA - LVNV FUNDING LLCC
How long ago since you paid?
january 23, 2008
Seems odd that they'd sell/transfer debt while you were making payments.
What i have to do? what is a DV letter? a DV letter will work for me? my credit report doesnt show the new CA
Does the letter specifically say that they SOLD the account. If they sold it vs assigning it to them to collect, then if I knew the debt was mine and agreed on the amount and could pay in full, I'd offer to pay Resurgent if they agreed in writing to not report the account.
After all that was done, I'd DV LVNV and they should remove the account from the CR.
However, with payments being so recent chances are you are within SOL(Statute of limitations) which is the time frame they have to sue you and win.
Others may be different opinons on what to do. Wait a day and see what other response you get.
This is just what I personally would do(use the situation to work for me.....getting the account off of CR)
thank you for your help, the letter i received today is from the new CA, they want me to pay them, I think i should make an arrengment with them to pay that account in full. Thank you very much
What i have to do? what is a DV letter? a DV letter will work for me? my credit report doesnt show the new CA
DV = Debt Validation; it's a letter demanding that the CA prove that the debt is valid, that you owe what they claim you owe. I think HappyDays has one that's been posted several times that you could adapt to your situation - you might run a search for "DV letter" and see what it turns up...
_____________________________________________________________________________ It's never too late to become the person you might have been. ~George Eliot
Thank you guy, I sent the DV letter because I am within my 30 days to dispute...and today they call me and were very rude with me and they want me to pay in full!!! they said taht they didn't receive my letter. Can they call after I wrote in the letter that any kind of communication should be by mail?
