I just disputed an item with EQ that shows that my current status is M-2, yet I was never 30 days PD. It came back as not reported on my CR. Has anyone ever had this. What letter should I send this time? This is how it reads:
Ncm Status as of April 2005
Date opened [?] Jan, 2005
Date of last activity [?] Mar, 2005
Account number [?] XXXXXXXXXX
Largest past balance [?] $
Credit Type [?] Installment
Account holder [?] Individual
Scheduled payment amount [?] $
Descriptions [?]
* Account transferred or sold
* Real estate mortgage
No contact information provided by Equifax
Balance [?] Current Status [?] Past Due Amount [?]
$0 30 days past due Not on Record
Seven year payment history [?]
30 days late 0 times
60 days late 0 times
90+ days late 0 times
Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Ncm Status as of April 2005
Date opened [?] Jan, 2005
Date of last activity [?] Mar, 2005
Account number [?] XXXXXXXXXX
Largest past balance [?] $
Credit Type [?] Installment
Account holder [?] Individual
Scheduled payment amount [?] $
Descriptions [?]
* Account transferred or sold
* Real estate mortgage
No contact information provided by Equifax
Balance [?] Current Status [?] Past Due Amount [?]
$0 30 days past due Not on Record
Seven year payment history [?]
30 days late 0 times
60 days late 0 times
90+ days late 0 times
Starting Score: 469Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge