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RIP Credit Check Total

New Member

RIP Credit Check Total

As some of you may have noticed, the Credit Check Total hack is no longer working. Previously, you were able to get 3B reports for free with a $1 subscription and cancel before Day 7. I just re-subscribed, only to find that the only report you will get now is Experian, which is free from Experian.com anyway. They have not yet updated their homescreen to reflect this change. 

 

CCT IS NO LONGER PROVIDING FREE 3-BUREAU REPORTS!!! Now, you must pay $29.95 to access the other 2 reports and scores (EQ/TU).

 

Have you experienced this? Or were you still able to get your 3B reports and scores without issue? Let me know!

Message 1 of 22
21 REPLIES
Valued Contributor

Re: RIP Credit Check Total

Just tried it after reading your post, got my 3B report with no problems.

 

You owe me one dolla.

Message 2 of 22
Regular Contributor

Re: RIP Credit Check Total

My dollar trial still works






Starting Score: 745
Current Score: 745
Goal Score: 770


Take the myFICO Fitness Challenge
Message 3 of 22
Regular Contributor

Re: RIP Credit Check Total

Just ordered mine still working. 😊
Cards I currently have in order I've obtained them and their CL.
Cap1 Quicksilver $2,100 | Amex BCE $15,000 | Discover It $10,500 | Chase Freedom $1,500 | Citi DC $500 | PenFed PCR $6,000 | NFCU $5,500 | NFCU(CLOC) $15,000 | PenFed(PLOC) $2,000 | DCU Platinum $5,000 | VS $750 | Marvel Mastercard $2,000 | Citizens Bank $2,300 | Lowes $2,000 | Home Depot $1,250 | Gamestop $500 | Target $300 | PayPal Credit $3,000
Scores as of 12/06/18
(FICO 8)
TU: 725 INQ: 11

EQ: 701 INQ: 11

EX: 711 INQ: 15


AoOA 3yr 10mo
AAoA 8mo
Gardening until Sept 1st 2019
Message 4 of 22
Valued Contributor

Re: RIP Credit Check Total

Just tried and I was able to get the trial to work with 3B

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 22
Valued Contributor

Re: RIP Credit Check Total

CCT is like a cat with 9 lives.
Message 6 of 22
Valued Contributor

Re: RIP Credit Check Total

hard to believe but there is actually a cct blacklist.  if you have taken advantage of their offering they shut you down.  don't ask me how I know this Smiley Surprised this was confirmed by a mgr to me and I took is as fact

Message 7 of 22
Established Contributor

Re: RIP Credit Check Total


@bourgogne wrote:

hard to believe but there is actually a cct blacklist ...


A list I never want to find myself on. I love CCT. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (12/05/2018): FICO 08 EXP: 721; TU: 754; EQ: 747
2018 Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 8 of 22
Highlighted
Super Contributor

Re: RIP Credit Check Total


@bourgognehard to believe but there is actually a cct blacklist.  if you have taken advantage of their offering they shut you down.  don't ask me how I know this Smiley Surprised this was confirmed by a mgr to me and I took is as fact

Can you be more specific here?  What constitutes "taken advantage of their offering?"

 

I've done probably 50 $1 trials at this point, so if anyone has taken advantage of their [$1 trial] offering it has been me.  I have never been blacklisted or had any trouble at all doing $1 trials and will be doing another either today or tomorrow.

Message 9 of 22
Established Contributor

Re: RIP Credit Check Total

I just ran my 2nd 3-bureau report of this 7 day trial, electronically cancelled, and come Tuesday will start another.

 

I've done this maybe ten or so times and every time they welcome me back -- 'twill truly be a sad day when that is no longer the case. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (12/05/2018): FICO 08 EXP: 721; TU: 754; EQ: 747
2018 Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 10 of 22