There is a game available called Capitalism Lab, that simulates real type scenarios such as insurance and banking formulas, to categorize a population into a certain grouping percentages kind of outlined by @Patient957 . In fact its both a game, and a simulator enough, that some colleges have adopted it's capitalism based approach towards teaching to students, as a model to simulate certain economic approaches.
Games at times, have simulated multiple scenarios that would mimic real world conditions, whether that condition was intended or not. Inflation, deflation, hyper-inflation, crushing deflation, formulas based upon lending percentages upon a certain credit formula. The worst case of all being bartering, where the game creators failed so hard in fake game currency control, that items were simply bartered for items. While still a game, these simulations are at times modeled among tens and hundreds of thousands of users, representing a mini version of a real economy, yet still simulated in virtual game economy. It's a bit wild to have observed these scenarios, and how the author/creators attempt to self correct - and how those self corrects effect everyone else within the virtual scenario. Kind of like the Central Bank, and everyone else that uses a fiat currency across the globe. They dictate, and you benefit or suffer by their actions or interpretations.
Anyways, this was more of a tidbit than anything else. Everything is a formula based upon best guess estimates/practices, to maximize value and profitability for corporations. Everyone falls into a container within that formula.
$XXX,XXX in credit lines.
Multiple months in free credit reward vacations.
$X,XXX in bank rewards in only 12 months.
I like FREE...
800+ FICO.
Making all numbers dance on a financial ledger.
Abuse that score responsibility.
Take nothing I say as financial advice. DYODD.
