All,
I created a Excel spreadsheet to track my credit limit history, when cards report to the 3 CBs, and my FICO history. I thought it might be helpful to some of you out there, so I've shared it on my Dropbox. Feel free to grab a copy for your own use
What it will do:
Once you input your cards and credit limits, you can input the balances reported on the 3 CB tabs and it will calculate individual util as well as overall. It'll then chart that over time, as well as your FICO score over time. It's a simple way to see when things get updated, as well as what effect it has on your score. (If any)
Link to file: https://dl.dropboxusercontent.com/u/42946889/REPORTING%20HISTORY%20EXAMPLE.xlsx
Also, if you have any ideas, please let me know and I'll be happy to try and incorporate them!
Cheers,
Ryan