Topics with Label: utilization

myFICO® Forums

New credit w/5 CC

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Increase in Util % Reporting Frequency?

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Best strategy in the long run

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Closed accounts count towards total credit?

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Credit Utilization - Advice Needed !

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Is utilization amount spent or balance owed?

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Trades Being Removed From Transunion - Hutton Chas...

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Utilization Help on Closed Accounts 60pt Score Dif...

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FICO Phobias

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Started/re-building credit history from 2018, What...

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Citi LOC x Overall Util

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How long to wait after paying down cards to apply ...

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Able to be debt free but what should I keep to inc...

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How To Lower CC Utilization

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What is reported as credit utilization?

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credit card spending issue: statement cuts in 2 da...

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Epic Dumb Credit Moves

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Is NFCU CLOC included in CC utilization?

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1 Reply

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Question on CC reporting and Utilization

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29 Replies

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Utilization: Which card should I pay down?

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Reporting history, credit limit, and FICO tracking...

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Credit Card Utilization & Charged Off Account

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Question about Utilization Rate

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Rewards 7
Rewards cards 338
REWARDS CREDIT CARDS 2
risk 1
Roamans 1
roommate 1
rooms to go 1
Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
Sallie Mae 1
Sams Club 1
Sams Club Mastercard 4800 1
Samsung 1
Santander auto 1
Saving 4
savings 2
savings account 2
savings accounts 1
say no having the strengtth say no. 1
Scam 7
scams 3
scare tactics 1
sccu 1
scheduled payment 1
score 19
Score and bankruptcy 1
score boost 1
Score change 1
score damage 3
score drop 9
Score drops 2
score impact 4
Score improvement 548
Score Improvement. 9
score increase 3
Score ingredients 91
score late 1
Score updates 3
scores 8
Scores increase 3
scores updating 1
ScoreWatch Equifax 1
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
Secured Card Graduation 2
secured cards 2
SECURED CREDIT CARD 9
secured loan 6
security 1
Security Breach 2
security freeze 4
security-lapse 1
see 1
seizure 1
self 1
Self Lender 1
selflender 1
sesame 1
sesame cash 1
set to be deleted 1
settlement 3
settlement offer 1
shady website 1
Share lender credit builder credit loans 1
Shellpoint 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
short payment 1
simulator 5
sleep number 1
Sleepys 1
slow to report 1
small business credit 1
small claims 1
Small claims court 1
sms 1
sms alertts 1
social security 1
sofi 3
Sofi personal loan 4
soft inquiries 7
Soft pull 11
soft pulls 4
SOL 1
SP 2
Spark 1
Spending debt 1
split file 2
split files 2
spousal fraud 2
spreadsheet 1
SSI 1
SSL 6
SSN 7
SSN Trace report 1
Star Card 2
startedatthebottomnowImhere 1
State Tax Lien 1
statement 5
Statement close date 3
Statements 1
statue of limitations 3
statute of limitations 3
Stock Market 1
stolen 1
store card 2
store cards 3
Store Credit Cards 3
Story 1
stress 1
student 4
student loan 8
Student loan age of credit history 3
student loan late payment 1
Student Loan Simulator 1
student loans 15
subprime 1
subprime cards 3
subscription 1
subscriptions 1
success 1
sue 2
sued 2
Sueing 1
Suggestions for BT card 1
sunrise credit services 1
superior rental purchase 1
SYNCB 2
Synchrony 8
synchrony bank 3
Synchrony care credit 1
Synchrony Still gives CLI 1
synthetic identity fraud 1
T mobile 2
T-mobile 1
target 1
Target Card 3
tax 2
Tax Fraud 1
tax lien 2
tax refund 1
taxes 1
TCPA 1
Tech Issue 1
Telecheck 1
Tequila Shots 1
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Thin 1
Thin File 2
third party debt collectors 1
threat 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
tips 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 39
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 94
Travel rewards 2
Truist 1
Truist bank 1
TSI 1
tu 9
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 3
UI 1
Ultimate 3B 1
Ultra FICO 1
unfair practices 1
unusual behavior 2
up dateing 1
update 2
updated information 1
updates 5
upgrade 1
upside down 2
upstart 1
us bank 4
US bank be late 1
Us bank cash + 1
US bank cash plus 1
US bank cash plus auto cli 1
Us bank cash+ 1
US Bank CLI 1
US Bank Premier Line of Credit 1
Usaa 3
usage 2
USBank 1
USPS 2
utility 1
utility bill 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage 3.0 1
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 3
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 2
Wrong addresses 2
X1 1
You Can Get to 850 1
young 2
zelle 1
zero 1
zero balance 1
zombie debt 1