The "Which Banks Pull Which Report For Apps" list

[Anonymous]

@credit_is_crack  thanks for the tutorial. bTW got a Walmart card just now $2000 Limit. 

[credit_is_crack]

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@Anonymous wrote:

@credit_is_crack  thanks for the tutorial. bTW got a Walmart card just now $2000 Limit. 

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Nice Job @Anonymous on snagging up your Walmart card! That's one of the few 5% cards I don't have, and is very universal. Keep it going! 

[Anonymous]

@credit_is_crack @

Thanks. Funny thing is I was on such a roll decided to fish a line for my wife out there and got New Wayfair Citibank Mastercard. They needed ID verification this morn we called in and boom..$3kCL. She's around 740's this month on Trans/Experian so didn't wanna waste a good score month with 1% Utilization. I'm contemplating can she go after Amex BCP or a Delta. I'm hesitant b/c of the 7/12 Inquiries with like 4/6 new accounts. 

[credit_is_crack]

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@Anonymous wrote:

@credit_is_crack @

Thanks. Funny thing is I was on such a roll decided to fish a line for my wife out there and got New Wayfair Citibank Mastercard. They needed ID verification this morn we called in and boom..$3kCL. She's around 740's this month on Trans/Experian so didn't wanna waste a good score month with 1% Utilization. I'm contemplating can she go after Amex BCP or a Delta. I'm hesitant b/c of the 7/12 Inquiries with like 4/6 new accounts. 

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@Anonymous @Normally AmEx isn't too sensitive about new accounts/inquiries, but they've tightened up a bit in the last year. I've seen a lot more folks turned down just for inquiries than they had done in the prior 5 years. With 4/6 I'd say let those age to at least 6 months before trying with them to get better odds. Still doesn't guarantee anything, but 0/6 is better than 4/6

[W261w261]

Somewhere here is that list, I just can't find it. Could someone point me towards it? Thx. 

[AllZero]

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@W261w261 wrote:

Somewhere here is that list, I just can't find it. Could someone point me towards it? Thx. 

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I would recommend reading the below from credit_is_crack
The "Which Banks Pull Which Report For Apps" list

[Anonymous]

Wells Fargo pulled TU & EX for ohio

[credit_is_crack]

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@Anonymous wrote:

Wells Fargo pulled TU & EX for ohio

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Thanks for DP's! I've updated the grid

• +TU and EX HP for Wells Fargo in OH, @Anonymous 

[Grim87]

Hi all! Do you know of any credit unions or banks that use TU FICO score 4 for credit/loans that are NOT mortgage related? It's my highest by a bit and would love to use it. I saw Jovia as one, but do not live on Long Island, which is required for membership. 

Asking because I know DCU uses the Equifax mortgage score and am hopeful someone does for TU. 

Thank you!