Total CL vs Income?

[Anonymous]

Thanks for the info all. I'll have that $8K balance paid off within 10 months. right about when I'm finally under 5/24. So that I can get one more Chase card I've been wanting. However, some of the stories I've read got me to thinking my overal CL might be too high, as my CSP's CL is $14K.

[Anonymous]

I have read that Chase is comfortable extending credit up to 50% of your annual income.

[Anonymous]

I'm at a little more than 2X my income in overall credit limits, which seems pretty "middle of the road" for this forum

[Anonymous]

In reading these posts, I am over 50% CL with Chase. Yikes ... likely they are on watch. Better keep my self PIF

[FireMedic1]

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@Anonymous wrote:

In reading these posts, I am over 50% CL with Chase. Yikes ... likely they are on watch. Better keep my self PIF

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Ut oh. Least it isn't the IRS asking to do an audit.LOL!

[AverageJoesCredit]

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@Anonymous wrote:

I'm at a little more than 2X my income in overall credit limits, which seems pretty "middle of the road" for this forum

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Yeah but in your case, you have very few cards, very high income and you could easily  get more limit if you wanted. Id take your  income over high credit limits any day

[iced]

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@Anonymous wrote:
I have read that Chase is comfortable extending credit up to 50% of your annual income.

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They'll go higher than 50%, or at least they did with me. Heck, they'll go higher than 50% on a single card.

[Anonymous]

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@iced wrote:

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@Anonymous wrote:
I have read that Chase is comfortable extending credit up to 50% of your annual income.

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They'll go higher than 50%, or at least they did with me. Heck, they'll go higher than 50% on a single card.

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You have an existing relationship with them though. I haven't heard of them starting people out that high like NFCU will. 

[RSX]

I am running about equal to salary right now

taking a break for now and just closed 2 cards with another getting closed in 2 weeks.  I am going to let it settle and wait for some Offered CLI for a change

[aesl1982]

im at 182k and have 5000 in credit lines lol. just started and finsihing up this rebuild credit clean up. hopefully we can skyrocket this number soon. currently i have

discover it miles-5k

cap one AU-500

CAp one Au-500

Total visa AU-300

Merrick bank AU-550