Unbelievable---Somebody please explain what this means

[Anonymous]

Just printed off Case summary for judgment with American General Finance.  They tried to serve me back 09/01 at my job, never came to my house to serve me, so I never saw any paperwork. Company I worked for the name was spelled wrong and that company went out of business in August, 2001 and we all lost our jobs.  Anyway the paperwork further states  "Citation Defendant Dismissed"  this was on January 8, 2002.  What does this mean and could I mail a copy of this paperwork to TU to get them to remove the judgment or not?  I am the defendant, right? 

Message Edited by myhearts07 on 07-19-2007 08:36 AM

[Anonymous]

Wow, 40 views and no responses. 

[Anonymous]

Try calling the court (Clerk's Office) and asking them exactly what "Citation Defendant Dismissed" means.  Then let us know and maybe we can suggest what to do.

[Anonymous]

I did that this morning.  The person on the phone didn't know how to explain it.  She said it was dismissed because they could not serve me.  ?

[Anonymous]

Just called back. I was told that this was an order that they were trying to serve to my employer that was dismissed because they couldn't serve them.  Again, the company was closed at the time they tried to serve.  The account since was put into the BK7 and discharged.

[Anonymous]

Right.  It sounds like they attempted to serve you notice, but because they could not, they just went ahead and got a summary judgment after an attempt or two.  I would need a little more information to accurately attempt to answer you question.  When you say, "printed off a case summary for judgment" what exactly do you mean?  Printed it off from where.  How is it listing on with the CRA's.  I don't think that sending that to the CRA's will do anything.  It sounds like it is a judgment and you need to make sure that is is satisfied with the courts, first.  I am not an attorney, however, I am familiar with the terminology by virtue of my line of work and I can try to help you decipher the information.

[Anonymous]

I went on the circuit court of cook county's website, put in my case number and found the judgment, printed a copy of it.  Just a few weeks ago this was showing as satisfied/paid and then all of a sudden it was showing as dismissed on Ex and Eq.

Case Information Summary for Case Number 
Filing Date: 8/15/2001 Case Type: CONTRACT   Division: Municipal Division District: First Municipal   Ad Damnum: $3153.78 Calendar:  

Party Information
Plaintiff(s) Attorney(s) AMERICAN GEN FINAN AMERICAN GENERAL FINANCE
20 N CLARK ST #2600
CHICAGO IL, 60602
(312) 263-0794

Date of Service Defendant(s) Attorney(s) 9/7/2001 Removed my name for ID purposes
MENOW LOGISTICS

Case Activity
Activity Date: 8/15/2001 Participant: AMERICAN GEN FINAN CONTRACT COMPLAINT FILED   Court Date: 9/19/2001 Court Time: 0930 Court Room: 1108 Court Fee: 131.00 Judgment Amount: 3153.78 Attorney: AMERICAN GENERAL FINANCE
Activity Date: 9/12/2001 Participant:  SUMMONS SERVED - PERSONAL SERVICE   Court Date: 9/7/2001 Microfilm: MD000591829
Activity Date: 9/19/2001 Participant:  CASE SET ON DEFAULT CALL   Court Date: 10/3/2001 Court Time: 0915 Court Room: 1108
Activity Date: 10/3/2001 Participant:  DEFAULT - ALLOWED -   Judge: WOOL LEON Microfilm: MD001251037
Activity Date: 10/3/2001 Participant:  ASSESS COSTS - ALLOWED -   Judge: WOOL LEON Microfilm: MD001251037
Activity Date: 10/3/2001 Participant:  EX-PARTE JUDGMENT - ALLOWED -   Judgment Amount: 3153.78 Judge: WOOL LEON Microfilm: MD001251037
Activity Date: 10/29/2001 Participant: MENOW LOGISTICS CITATION TO ISSUE AND RETURNABLE   Court Date: 11/27/2001 Court Time: 0930 Court Room: 1401 Court Fee: 30.00 Judgment Amount: 3423.84 Attorney: AMERICAN GENERAL FINANCE
Activity Date: 11/6/2001 Participant: MENOW LOGISTICS CITATION - RETD P.S. -   Court Date: 11/1/2001
Activity Date: 11/27/2001 Participant:  RULE TO SHOW CAUSE BE ISSUED   Court Date: 1/8/2002 Court Time: 0930 Court Room: 1401 Judge: BETAR, SAMUEL J. III Microfilm: MD001491826
Activity Date: 1/8/2002 Participant:  CITATION DEFENDANT DISMISSED   Judge: BETAR, SAMUEL J. III Microfilm: MD000042401

---

Please note: Neither the Circuit Court of Cook County nor the Clerk of the
Circuit Court of Cook County warrants the accuracy, completeness, or the currency
of this data. This data is not an official record of the Court or the Clerk and may
not be represented as an official court record.

If data does not appear in a specific field, we likely do not have the responsive data
in our master database.


Return to Search Page

[Anonymous]

OK.  The court papers show that the judgment is in effect, not satisfied.  I have no idea why two months ago, this would read paid/satisfied.  However, because you filed BK and included the judgment in the BK, this should be dismissed by the court and considered satsified.  I would send a copy of your BK paperwork to the court, showing that this judgment was satisfied by the terms of the BK.  Once the court satisfies the judgment, you should be able to get it removed from the credit reports.  I assume that the BK was discharged and not dismissed, correct?  I'll change my answers if the BK was dismissed.  Hope this helps, and remember that I am not an attorney.   

[Anonymous]

Yes it was discharged.

[Anonymous]

OK, I thought so.  Then I would send a copy of the discharge papers to the court to have them record the judgment as settled.  Once that happens, then dispute with the CRA's.  It could take some time, though.  See if the court will let you fax the information over so that they can record the judgment as satisfied and see if they will send an automatic update to the CRA's to remove the judgment notation...