What exactly is Lexis Nexus?

[RonM21]

Hmm I heard of this before also, but never knew what it was until now after reading the posts.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I found another link to request our "full file disclosure." I'm not sure what the difference is from the link I posted above, but here's that link too  https://personalreports.lexisnexis.com/ 

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Thanks! I just printed out the form, and it'll be on the way to them tomorrow.

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Got my report today. It's nearly 1/2 inch thick, but lots of the pages are just duplicate information from other sections.

[Anonymous]

There are a few of these sites you don't really know about.  I have my report in hand and it matches my regular reports.  I have to send in the others to request a copy of their reports and hope they are correct also.  Then I think it's best to freeze them which will require another letter.  And any of your current creditors will still have access to these "hidden" reports regardless of the freeze.  I just want to make sure they're correct.   Look them up online and you will get a list of all of them.  Plus what you need to do to obtain a copy of your report.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I found another link to request our "full file disclosure." I'm not sure what the difference is from the link I posted above, but here's that link too  https://personalreports.lexisnexis.com/ 

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Thanks! I just printed out the form, and it'll be on the way to them tomorrow.

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Got my report today. It's nearly 1/2 inch thick, but lots of the pages are just duplicate information from other sections.

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Nice - so what type of info do they keep about us?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I found another link to request our "full file disclosure." I'm not sure what the difference is from the link I posted above, but here's that link too  https://personalreports.lexisnexis.com/ 

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Thanks! I just printed out the form, and it'll be on the way to them tomorrow.

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Got my report today. It's nearly 1/2 inch thick, but lots of the pages are just duplicate information from other sections.

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Nice - so what type of info do they keep about us?

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Every possible thing you can imagine, except credit history. And I mean EVERY thing. Every place you've ever lived, every property you've ever owned including tax assessments, any public records, any criminal records, sex offender registries, any professional licenses, business associations, hunting/fishing licenses, concealed weapons permits, eMail addresses and on and on. My files goes back to 1973.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Nice - so what type of info do they keep about us?

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Every possible thing you can imagine, except credit history. And I mean EVERY thing. Every place you've ever lived, every property you've ever owned including tax assessments, any public records, any criminal records, sex offender registries, any professional licenses, business associations, hunting/fishing licenses, concealed weapons permits, eMail addresses and on and on. My files goes back to 1973.

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Wow! Do they also keep records of people related to you or people who lived with you? I ask because of some of the verification questions I get asked - I'm trying to see where companies are getting that info from.

[Anonymous]

The one I have now is not much different that what EQ,TU & EX have.  I'll let you know when I get the others.  Could be more than we know.

[Thomas_Thumb]

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@Anonymous wrote:

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@Anonymous wrote:

Nice - so what type of info do they keep about us?

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Every possible thing you can imagine, except credit history. And I mean EVERY thing. Every place you've ever lived, every property you've ever owned including tax assessments, any public records, any criminal records, sex offender registries, any professional licenses, business associations, hunting/fishing licenses, concealed weapons permits, eMail addresses and on and on. My files goes back to 1973.

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Do they list "inappropriate" web sites you may have visited?  

[Thomas_Thumb]

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@Anonymous wrote:

The one I have now is not much different that what EQ,TU & EX have.  I'll let you know when I get the others.  Could be more than we know.

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I purchased the LN reports with scores and those reports are primarily a re-statement of info from your EQ credit report.

The all inclusive report is free but requires submitting paperwork and documents that "prove" your identity. I was always too lazy to bother. However, based on CAPTOOL's 1/2" file I may need to reconsider. A few months back one of my sisters emailed me a news report from a neighboring state informing the public that "I" (someone with my name) had been convicted of stealing money from the company they worked for.

My name is not common (how many TTs do you know?) so maybe it's in my LN full file. If so, no job hopping for me except, perhaps, a position demanding hard labor.

[Anonymous]

Yes, it's a good idea to check all of them.  I have all the contact info and what they want before they will release the reports.  You just never know.  And if anything is incorrect, I would like to correct it and then freeze them all.  Just a precaution like you said with your name.  There is someone with my exact name that lives about 20 miles away.  I used to have a big problem with the CRA's & her.  But did get all that straigtened out.  Haven't had an issue with that in a long time.  But am very curious to see what those other reports say and just how personal they get.