Xbox All Access Financing and Citizens One Line of Credit Questions

[Epic_Milk]

Tried this out of curiosity when preorders went up. Soft pull on EQ, denied for bankruptcy. Wondering if they run a hard pull if the soft pull doesn't show something to trigger an auto-deny. 

[joltdude]

This sounds like very similar to IUP for Xbox..... Apple Iphone Upgrade Program ...

Citizen One financing for 0% ......

But instead of applecare it requires a service sub.....

If its like IUP, youll have to pay the tax upfront.......

Its an HP, but it doesn't seem to report... been told it doesn't report unless your default.. also pretty lenient.. i had an account issue with them charging discover.... it finally was resolved.... 

Also they WILL SP your CR every month during the life of the loan...

-J

[Anonymous]

Just giving a heads up. I was under the impression from the DP's I have seen here that the Citizens One Xbox LOC would not report to the CRA's and would be a hidden tradeline. Was willing to take an HP on EQ for this. Does not seem to be the case for me.

As of today it is reporting to TU as a LOC. Do not know if it will report to the others, will update this post if it does.

Contacted Citizens and they said that all LOC accounts will report to the CRA's.

Account opened on 5/24. Statement 6/2. Account added to TU 6/4