A call from a process server made me aware an old bank that I used to do business with is going to sue for debt of an old checking account from back in 2008. They gave me a phone number to this resolution center. I called the resoluton center and they asked me questions like if my debt was intended to fraud. They also mentioned I'm going to get charged a 1000 dollars for the suit being filed in court plus what I owe them. The place told me they can ask for more then what I owe them in the suit. I did bring up it being past SOL and they told me the law has changed and I can still be sued. I also mentioned I was disabled and get a check from the goverment. There was a setllement offer, but I declined because I told them i couldn't pay.. Now, they're going to take it to court, so they clam. The alleged process server did give me a case number and a phone number. This is the number they give me. 832 924 8115. I didn't recive no letters or nothing, just a phone call from a process server who gave me the phone to the resolution center who brought up the settlement offer. I feel so foolish that I fell for this.
I feel so stupid for even saying anything. I should of just hung up.
My credit is really screwed now and so scared.
This is ten years later. Call your attorney General where you live and file complaint. If you ever again pick up phone, request letter from them and if it is legit, they will already have identifying information on you without you revealing anything.
Starting Score: 544
fdrfan54 adding to the other poster's comments ... how do you know this is not one of our many daily phone scams? Twice in the last two months I received notices from attorneys that I may have a claim on improperly handled Federal Bankruptcy Cases. They gave me addresses, telephone numbers and the date period of the BK happenings. Did not have a BK in their window of question. Where does this stuff come from? 
Should I just assmue this a scam and just ignore it?
I hope I didn't reset the SOL by talking to these people?
Where does checking accounts fall under when it comes to SOL?
@fdrfan54 wrote:Should I just assmue this a scam and just ignore it?
I would ignore it if I was you. I get these types of calls all the time. They acutally leave voicemails. If it is a legit lawsuit, you would have to recieve notice from the court. Most courts have an online system where you could search your name if you are really worried about it. As long as their is no suit filed you are good.
In the call did they threaten to send the sherriff to your home or place of employment? Most of the scams include that line.
@MakingProgress wrote:
@fdrfan54 wrote:Should I just assmue this a scam and just ignore it?
I would ignore it if I was you. I get these types of calls all the time. They acutally leave voicemails. If it is a legit lawsuit, you would have to recieve notice from the court. Most courts have an online system where you could search your name if you are really worried about it. As long as their is no suit filed you are good.
In the call did they threaten to send the sherriff to your home or place of employment? Most of the scams include that line.
No, because it was a process server that called me and they gave me a phone number and case number to the place handing the debt. I called the place and they asked questions like if I intended to commit fraud with the debt or was it circumstantial. They also wanted to verify my birthday and last four of my SS number. The place claimed they were a debt moderation service whatever that is. Another thing they wanted to settle, but I told they can take it to court because I didn't trust them. Another thing it seemed like they couldn't pull up the information on the computer. They had to put me on hold so they could get a piece of paper with the information . They also came up with some nonsense about costing me a 1000 dollars for taking it to court plus other courts costs and fees if it went to court and that they sue me for more then what I allegedly owe. I brought SOL and they mentioned the SOL law has changed. I feel like this screams scam. I'm stupid for even speaking to them.