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2nd Line of Credit

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odjohnson3
Regular Contributor

2nd Line of Credit

I was reading over an advertisement this morning where a young lady is advertising if u have a score of 690 she can garuntee a line of credit, a personal loan and a gorewards credit card....I have navy federal products already but I was curious so I asked her about her advertisement bcuz the original posts said

 

Line of credit 20k-75k

Credit 10k

20k Line of Credit deposited into your account once approved

15k credit card

 

and they want 25% once ur approved

 

I was like, uhhhhhh What???? I have the line of credit that is at 15k, I thought that was the max...She then replied...Oh no the 20k is a personal loan but we can get u a line of credit.....I said, I have one...She said, well you can get a second one...I jus laughed and exited the convo.

 

Has anyone ever had 2 personal lines of credit thru navy federal?

Message 1 of 9
8 REPLIES 8
TheBoondocks
Established Contributor

Re: 2nd Line of Credit

I actually have one for my major bank and I might get another one thru a credit union.
Message 2 of 9
AverageJoesCredit
Legendary Contributor

Re: 2nd Line of Credit

LOLWUT????
Message 3 of 9
odjohnson3
Regular Contributor

Re: 2nd Line of Credit

Oh yeah I have 2 lines of credit but with 2 different entities...Not with One Bank

Message 4 of 9
bhill40
Valued Member

Re: 2nd Line of Credit

Same here, two lines of Credit!

Message 5 of 9
DaveInAZ
Senior Contributor

Re: 2nd Line of Credit


@bhill40 wrote:

Same here, two lines of Credit!


Did you have to give the lady 25% of your LOC?

Message 6 of 9
odjohnson3
Regular Contributor

Re: 2nd Line of Credit

I think you may have misinterpreted my posts bro.
The lady was supposedly offering a deal where she could get you a line of credit thru navy federal for 20,000 and a credit card for 15k and wanted 25%of the line of credit once granted.

I called get bluff saying the max line of credit was 15k. She then said it was a personal loan for 20k and a line of credit for 15k. I told her I had one...she then said...you can get 2 from navy federal...ive never heard of this. So I didn't continue asking questions...it sounded like she was advertising for someone other than herself and didn't have all the correct info.

My second line of credit I obtained on my own thru my other credit union. I have pretty good credit...I'm jus not seeing the limits id like on my credit cards.

Sorry if I misinformed you
Message 7 of 9
Anonymous
Not applicable

Re: 2nd Line of Credit

Not through same bank however i have 2 loc rbfcu and ssfcu
Message 8 of 9
SouthJamaica
Mega Contributor

Re: 2nd Line of Credit


@odjohnson3 wrote:

I was reading over an advertisement this morning where a young lady is advertising if u have a score of 690 she can garuntee a line of credit, a personal loan and a gorewards credit card....I have navy federal products already but I was curious so I asked her about her advertisement bcuz the original posts said

 

Line of credit 20k-75k

Credit 10k

20k Line of Credit deposited into your account once approved

15k credit card

 

and they want 25% once ur approved

 

I was like, uhhhhhh What???? I have the line of credit that is at 15k, I thought that was the max...She then replied...Oh no the 20k is a personal loan but we can get u a line of credit.....I said, I have one...She said, well you can get a second one...I jus laughed and exited the convo.

 

Has anyone ever had 2 personal lines of credit thru navy federal?


It's a total scam, put it out of your mind.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 9
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