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I got denied, but they were nice enough to give me a personal call to tell me that. It turns out if you have 3-5 inquiries in 3 years they will deny you. I think that definitely falls under the "Chex sensitive" category. Hell I don't even think Schwab is that bad, and that's saying a lot.
In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive. Just thought I'd warn folks before anyone else applies.
@core wrote:I got denied, but they were nice enough to give me a personal call to tell me that. It turns out if you have 3-5 inquiries in 3 years they will deny you. I think that definitely falls under the "Chex sensitive" category. Hell I don't even think Schwab is that bad, and that's saying a lot.
In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive. Just thought I'd warn folks before anyone else applies.
Thanks a lot for sharing DPs!









@core wrote:I got denied, but they were nice enough to give me a personal call to tell me that. It turns out if you have 3-5 inquiries in 3 years they will deny you. I think that definitely falls under the "Chex sensitive" category. Hell I don't even think Schwab is that bad, and that's saying a lot.
In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive. Just thought I'd warn folks before anyone else applies.
Yikes! That's insane! Thanks for sharing. I don't think many of us serial posters are eligible...
@core wrote:I got denied, but they were nice enough to give me a personal call to tell me that. It turns out if you have 3-5 inquiries in 3 years they will deny you. I think that definitely falls under the "Chex sensitive" category. Hell I don't even think Schwab is that bad, and that's saying a lot.
In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive. Just thought I'd warn folks before anyone else applies.
Thanks for posting. I would never qualify in a million years.