Finally hit an 850 score!

LakeLife · ‎09-15-2023

According to NFCU's free FICO® Score 9 based on Equifax® data I finally hit an 850 credit rating! This score has always been my highest, but I was surprised to finally max it out. It takes a lot of discipline and hard work to get there, so I have to flex a little this morning.

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Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

Citi FICO® Bankcard Score 8 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Navy Federal Credit Union 72 mos @ 4.79% bought in 2025 | 2024 RAM 3500 Cummins HO

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

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PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

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BigBS · ‎09-15-2023

Congrats on hitting the peak!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

SouthJamaica · ‎09-15-2023

@LakeLife wrote:
According to NFCU's free FICO® Score 9 based on Equifax® data I finally hit an 850 credit rating! This score has always been my highest, but I was surprised to finally max it out. It takes a lot of discipline and hard work to get there, so I have to flex a little this morning.

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Congratulations on a stellar achievement.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

Creditwiser · ‎09-15-2023

Outstanding ! Congrats on reaching Credit Uphoria !

JoeRockhead · ‎09-15-2023

Oustanding, well done, congratulations!

Blender · ‎09-15-2023

Congrats!

10/2024

CYBERSAM · ‎09-15-2023

Congrats on your epic achievement! Job well done 👍👍

sznthescore · ‎09-15-2023

Congratulations @LakeLife , you've earned it... nothing wrong with flexing! 🦾

REBUILDER CARDS

12/25 | SL $500; 5% Cell Phone & FastFood

Goal: FICO 700+

Zimmy71 · ‎09-16-2023

Awesome job, congrats!!! 🥳

IamWesty12 · ‎09-17-2023

@LakeLife wrote:
According to NFCU's free FICO® Score 9 based on Equifax® data I finally hit an 850 credit rating! This score has always been my highest, but I was surprised to finally max it out. It takes a lot of discipline and hard work to get there, so I have to flex a little this morning.

NFCU.PNG

@LakeLife Flex away, flex away sir! Well done!

Starting Score: 461
Current Score: 689
Goal Score: 775

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