I amassed a decent amount of credit card debt during the transition of graduating college, moving across the country, and starting a new job. I ended up with around $4,000 of debt on 0% APR cards. I had been making regular payments to make sure I would have it paid off before the 0% ended. Luckily, this tax season was fairly fruitful and I was able to pay off all but $500. Then my fiance started having wisdom teeth issues and had to pay $1,000 out of pocket for the extraction procedure so that bumped us back up to ~$1,500. With proper budgeting over the past few months I was able to get it back down to ~$400. Needless to say I just sent in a payment for the rest of the balance and no longer have any credit card debt! Now I just need to focus on paying off our car loan and continue chipping away at the student loans.
Enthusiast
Congrats!! "FREE AT LAST"
Congratulations!
Congrats! I know what you mean, my 24k limit was maxed out only aobut 7 months ago and managed to get it down to zero and a 6k increase! It's such a good feeling to be credit card debt free! Keep it up! 