NFCU OOPS Checking

[Anonymous]

NFCU actually gives you 45 days to pay it back. At 30 days, your overdraft protection is frozen but will be automatically restored once the overdraft is repaid. After 45 days, the protection is cancelled.

[Girlzilla88]

@Anonymous    Ooooo interesting Thanks for that additional tid-bit 

[Girlzilla88]

@Anonymous    Do you have the OOPS and have used it!?

[Anonymous]

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@Girlzilla88 wrote:

@Anonymous    Do you have the OOPS and have used it!?

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Yes I have it and have used it several times with no problem. Easy peasy. 

[Girlzilla88]

@Anonymous    Have you noticed any negative reporting or has it affected your applications on other things with them?! 

[Anonymous]

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@Girlzilla88 wrote:

@Anonymous    Have you noticed any negative reporting or has it affected your applications on other things with them?! 

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Not at all. It's not considered a negative unless you let it go past 45 days. NFCU actually encourages you to take out a large lump sum if you know you're going to need the money. That way, you only get one $20 charge. After you pay it back, you have to wait one business day before you can use it again. It definitely comes in handy.  

[gingerflower]

@Anonymous 

Why not apply for a Cloc ? Just my opinion...

[M_Smart007]

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@gingerflower wrote:

@Anonymous 

Why not apply for a Cloc ? Just my opinion...

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This is what I'm thinking!