Re: Service Credit Union Mebership

Anonymous · ‎06-08-2020

@M_Smart007 wrote:
For me on average transfers from Charles Schwab have been 3 bus. days.

For both Holiday Club Savings and Primary Savings.

Okay thanks. Should post tomorrow then.

Gmood1 · ‎06-09-2020

@Anonymous

I believe the external pulls are going through a 3rd party system. Though I could be wrong.

If you push the funds they are deposited directly into the account.

Pushing from USAA, funds were deposited the same day. As long as it's pushed out by 2pm. They'll be in there by the next business day.

Charles Schwab also goes through a 3rd party for transfers if not mistaken?

Anonymous · ‎06-09-2020

@Gmood1 wrote:
@Anonymous
I believe the external pulls are going through a 3rd party system. Though I could be wrong.
If you push the funds they are deposited directly into the account.

Pushing from USAA, funds were deposited the same day. As long as it's pushed out by 2pm. They'll be in there by the next business day.

Charles Schwab also goes through a 3rd party for transfers if not mistaken?

Yeah they use Cash Edge. A lot of CUs do but it looks like Service has chosen to not pay for fast transfers. It's fine, it showed up today.

I will just pull from 1stBank if I need the money quickly but my intention is to pretty much act like the money in savings isn't even there and just transfer off the excess from my DCU and SCU accounts every month unless I have an emergency that requires me to pull it so it won't be a big hassle either way, I was just wondering where it was.

M_Smart007 · ‎06-09-2020

Glad it all worked out!

ktl72455 · ‎06-26-2020

I used the promo code, no problems so far. Just joined.

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

M_Smart007 · ‎06-26-2020

@ktl72455 wrote:
I used the promo code, no problems so far. Just joined.

@ktl72455, Congrats!!!

So far I am extremely Happy with Service Credit Union!!!!

randomguy1 · ‎07-21-2020

My account was approved today. I wish I found this thread earlier but I joined via ACC for $8.

CSP wouldn't fund unless it was $5 though. $200 wouldn't work for some reason. Joined for that $100 bank bonus for the referral, the 5% APR up to $500, and the quarterly FICO 2.

creditfan · ‎07-27-2020

I just notice this CU now has Zelle feature while on my account.

I believe I have not seen it when I opened my account a month ago

M_Smart007 · ‎07-27-2020

@creditfan wrote:
I just notice this CU now has Zelle feature while on my account.
I believe I have not seen it when I opened my account a month ago

@creditfan, They just added it within the last 5-7 bus. days.

How I noticed it is when I did an ACH transfer I had to wait a couple of days due to "Zelle" integration.

M_Smart007 · ‎07-27-2020

@randomguy1 wrote:
My account was approved today. I wish I found this thread earlier but I joined via ACC for $8.

CSP wouldn't fund unless it was $5 though. $200 wouldn't work for some reason. Joined for that $100 bank bonus for the referral, the 5% APR up to $500, and the quarterly FICO 2.

@randomguy1, Congrats ... I am very happy with this CU.

Maxed the $500 @5% and also maxed the Holiday savings acct..

Thanks to @Gmood1 & @AllZero for all the info

Funding always works best with MasterCard .. I use Citi's DC. (Never a cash advance fee)

Service Credit Union membership