@AndySoCal wrote:@ptatohed Ally Bank unlike Discover does not have free checks. The other reason is I write 2 or 3 a month. Other than that if possible is electronic
My Chase checks are free. I guess I just assumed checks are always free.
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@UncleB wrote:Wells Fargo has offered a number of different checking accounts over the years, and when they stop offering one they generally grandfather anybody who currently has it. Apparently that has changed.
The account that used to be offered to senior citizens was done away with a while back, and now they're apparently force converting those folks to their 'Everyday Checking' account.
Info on the change here: https://sites.wf.com/essentialtoeveryday/
I am a secondary account holder on an account of this type. At-a-glance, what I notice that has been lost of most value is the discount on check orders, which many people in the age bracket for this account type will likely still be using. The account monthly fee has increased from $7 to $10, but the activities for waiving the fee have been (slightly) expanded and the minimum direct deposit is still the same ($500) so this isn't likely to trip-up many people.
The other account I have with WF is a Preferred Checking account; this is also being force-converted to an Everyday Checking account. This account type has been discontinued for new customers for several years. It's an in-between account... it has more perks than the standard accounts, but not as many as the 'fancy' accounts (and easier requirements for waving the fee than the fancy accounts as well). More information on the account type here: https://www08.wellsfargomedia.com/assets/pdf/personal/deposits/preferred-checking.pdf
Info on the change here: https://sites.wf.com/preferredtoeveryday/
A bit more is being lost with this one. While the DD and minimum balance requirements for waiving the monthly fee are easier with the Everyday account, going away are no-fee cashier's checks, no-fee money orders, check discounts, and limited ATM fee waivers. Also, I didn't see anything about interest mentioned (the Preferred offers a pitiful interest rate on the daily collected balance over $500) but the Everyday account doesn't pay interest, so this has been lost as well (as minimal as it may have been). Finally, one of the fee waiver options for the Preferred account was linking a WF Home Mortgage, which isn't an option on the new Everyday Checking account.
Oddly, in both cases they point out the added benefits that can be gained by linking a WF Campus ATM card or Campus Debit card, yet neither of these account types were likely widely utilized by college students. 🤔
Interesting you're being forced to convert your Preferred Checking, I too have Preferred and they are NOT forcing me to convert (account is householded in Minnapolis and goes back 20+ years but I am located in Atlanta these days - not sure if it's market specfici on who is forced and who isn't)
@Lurker22 wrote:
@UncleB wrote:Wells Fargo has offered a number of different checking accounts over the years, and when they stop offering one they generally grandfather anybody who currently has it. Apparently that has changed.
The other account I have with WF is a Preferred Checking account; this is also being force-converted to an Everyday Checking account. This account type has been discontinued for new customers for several years. It's an in-between account... it has more perks than the standard accounts, but not as many as the 'fancy' accounts (and easier requirements for waving the fee than the fancy accounts as well). https://www08.wellsfargomedia.com/assets/pdf/personal/deposits/preferred-checking.pdf
Info on the change here: https://sites.wf.com/preferredtoeveryday/
A bit more is being lost with this one. While the DD and minimum balance requirements for waiving the monthly fee are easier with the Everyday account, going away are no-fee cashier's checks, no-fee money orders, check discounts, and limited ATM fee waivers. Finally, one of the fee waiver options for the Preferred account was linking a WF Home Mortgage, which isn't an option on the new Everyday Checking account.
Interesting you're being forced to convert your Preferred Checking, I too have Preferred and they are NOT forcing me to convert (account is householded in Minnapolis and goes back 20+ years but I am located in Atlanta these days - not sure if it's market specfici on who is forced and who isn't)
Hello Atlanta. I lived there from 86 thru 96 in the Vinings area after relocating from WI. Back then my checks were Northwestern National Bank which I kept in Atlanta. Now 45+ years for me with NWNB/WF.
Just ordered my free Primis checks. 
@FicoMike0 wrote:@ptatohed I just looked at amex, they don't seem to have checks at all, free or otherwise. I suppose I could call, if I really cared.
Or you may have to order your own from a 3rd party @FicoMike0 .