Harrassing Experian works!

[sfflyfish]

I sent them:
1. A copy of the lien release dated from 2000.

2. A letter from the Calif. Board of Equalization stating the lien had been released in 1999 and again in 2000.

The CBOE person was kind enough to send a screen shot from her computer showing the releases from both 1999 & 2000, and the usual and customary remove this or suffer legal consequences.

3. A DL copy and a Bank statement header for POI.

Apparently it wasn't what I sent, but that I sent it over and over and finally someone figured I wasn't going to go away and they might as well deal with it.

Regards,
Doug

PS Don't ask these idiots if they accept Fax documents. Just fax them!

[sfflyfish]

"I have 2 public tax liens (2003, 2005) only on Experian. They've been paid and released. I called the recorder's office for the liens to "GW" them but they clai they didn't put them on my CR. What documentation did you submit to get them removed? Thanks."


It's not the Board of Equalization who reports to the CRA's. it's the County Recorder after the lien is filed with them. In Ca anyway.

Regards,
Doug

Message Edited by sfflyfish on 07-18-2008 12:26 PM

[rodney0126]

So, they should have came off anyway and you just made them correct your report? As I understand it...a paid lien is only suppose to be on your report for 7 years.

Good job.

[Anonymous]

In California your lien by law can only stay on 7 years anyway so your info was inaccurately on there. Mine is accurate as to date, so my fall-off dates are a couple years still. FYI, I called the Sacramento county recorder and she said they don't report. She said Experian sends someone to them to check records. I called Experian and they confirmed that's what they do too. So since the recorder doesn't put it on the report, they can't pull it off, only Experian can do that. When I spoke with Experian, they weren't very friendly about taking off my satisfied liens before the legally-mandated drop-off date. Alas.

[sfflyfish]

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sfoclt wrote: In California your lien by law can only stay on 7 years anyway so your info was inaccurately on there. Mine is accurate as to date, so my fall-off dates are a couple years still. FYI, I called the Sacramento county recorder and she said they don't report. She said Experian sends someone to them to check records. I called Experian and they confirmed that's what they do too. So since the recorder doesn't put it on the report, they can't pull it off, only Experian can do that. When I spoke with Experian, they weren't very friendly about taking off my satisfied liens before the legally-mandated drop-off date. Alas.

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Wow! EX actually sends out 'field workers' to gather info? Who'da thought?

And yes my lien was due to fall off back in 2005. However, I sent copies of the 1999 and 2000 year dated lien release to EX, EQ and TU in 2004, well before the 7 year drop-off date had arrived. I did this because I was doing a re-fi on a house back in 2004. TU and EQ both deleted the Lien upon receipt of the lien release in 04. Only EX refused and refused and refused. It was the usual excuse of the item being verified as valid.

This makes me wonder if the EX field workers ever ask for a list of recently released liens or they just ask for newly placed ones? Regards, Doug

Message Edited by sfflyfish on 07-19-2008 10:32 AM

Message Edited by sfflyfish on 07-19-2008 10:33 AM

[Anonymous]

I find it hard to believe they'd send people out too, just because there are so many recording offices and that's info that Experian isn't getting paid to put on there. Why in the world would they take time to do something so time extensive without compensation for the effort? Odd.