No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Excellent , I have a discharged CH7 BK, I found out about Hutton Chase, Jewelers Club, and Coast Direct and applied then about 30 days later Hutton Chase posted to Equifax & TransUnion and My Jewelers Club reported to Experian.I'm patiently waiting for all to post.I'm did receive a 49 point increase on Trans Union, 72 points on Equifax and 54 on Experian!
Update ** 03/20/19 **
I would like to make a correction. Originally I said in my post that Carmel Finance NCD reports to all 3 CRAs, after noticing 2 months later from this post of not seeing the account posting to Experian I decided to send Carmel Fin. an email. They said that they do not report to Experian, so I wanted to give this update so that I am not misleading anyone.
MyJewlers reports to all 3 CRAs, but I can confirm that Carmel Finance (New Coast Direct) only reports to Equifax and Trans Union.
Just to add....Just found another site that does the same thing called DSxDesign.com. They start you off with $5000 tradeline. In 90 days they boost it $12,000. Will sign up next month cause just signed up for My Jewelers Club and New Coast Direct this week and am strapped for cash. Just got a notification I got approved for $5000 with New Coast Direct. Will wait next month to see the results. Currently, scores are
EQ 637, TU 648, EX 628. CL is 4450. Hopefully, all 3 tradelines should finally boost me up to 700 club.
Thanks for the update. I have heard about Dsx design about a week ago and started doing some research. It looks like a start up from December 2018. It looks like a great idea, I started by tracing the website up to the owner because even though I have all of my reports locked I don’t want to give out my ssn to scammers. (I live in the crypto world) lol
DsX Design looks to be on all major social media outlets. All of the addresses are the same on these social media pages (you’ll be surprised at the scams I’ve seen) so that’s consistent, I even went in to LinkedIn to see whose behind the company. It checked out to a guy from New York but has himself as the Business developer of the DsX Design. I could not find other employees.
So actually I gave it a shot and signed up yesterday and was instantly approved for $5000. This is interesting because like I said earlier my reports are locked so it’s a soft pull, I’m hoping the approval stays a soft pull.
However they do state on their website that someone would call if verification is needed. I’ve also already ordered something, paid the 50% of the item and will pay the rest monthly.
The prices are cheaper at DsX so we’ll see how long they stay low. I do not know how many CRAs DsX reports to so I’ll reserve that part when I see it actually reporting. (I can’t find any information other than TU, I really hope they report to all 3. If they do this could bring competition and make NCD follow suit and also report to EX.) I also used a credit card in case this company ends up not checking out, I am some what protected. Actually I used a CC on all 3 companies. Lol
Good luck everyone!
Welcome aboard the ship mate! lol
Well I am buying cheap and keeping the balance low paying the minimums so that I can build up their reportings. I havent really had a problem with MyJewelers or NCD since I pay them both with auto pay. MyJewelers is paid off, I am about to buy something else to get up to atleast 6 months history with that $5k limit, I can only hope that DsX follows through with everything. They seem very promising, I would love to see a $12,000 account reporting after 90 days. So I will diffidently be reporting back everything!