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Secured Cards Database

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Secured Cards Database

I was just googling secured cards and up came Wallaby Financial....I don't know anything about them other than they seem

to have a ton of cards listed all in one place.  It shows the rewards/non rewards cards as well as the Annual Fee and 

interest rate.  I didn't know that there was such a thing as a secured AMEX card....wow!  

 

Maybe this can help someone....

 

(Mod edit - link removed, since it appears to be broken; please scroll down for thorough list.  --SE)

 

 

 

Starting: TU:515, EX:521, EQ:528
Current: TU:674, EX:671 EQ:662
FICO Goal: 700+
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, Target $1100
Message 1 of 24
23 REPLIES 23
Moderator

Re: Secured Cards Database

Oh wow, a huge list thanks for posting it Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 24
Super Contributor

Re: Secured Cards Database

Hmmm...For some reason I cannot reach the walla.by domain. Odd...

Most Recent FICO 8 Scores EX616/TU587/EQ607 01/09/2018 Starting scores 553/485/543 08/25//2017
~~~Credit lines~~~~
SDFCU VISA Secured $250
Discover Secured $200
Message 3 of 24
Frequent Contributor

Re: Secured Cards Database

I have my eyes set on the secured Amex.

Starting: TU:515, EX:521, EQ:528
Current: TU:674, EX:671 EQ:662
FICO Goal: 700+
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, Target $1100
Message 4 of 24
Frequent Contributor

Re: Secured Cards Database

bumpity bump

Starting: TU:515, EX:521, EQ:528
Current: TU:674, EX:671 EQ:662
FICO Goal: 700+
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, Target $1100
Message 5 of 24
Highlighted
Valued Contributor

Re: Secured Cards Database

I got bored and made up a chart of many of the national ones.  The Wallaby Financial list is cool but it doesn't say issuers names on a lot of the cards which I found strange.

 

NameAPRAnnual FeeMonthly FeeUnsecured CLI?Unsecured CLI TermsGraduate?Graduation TermsRewardsComments
FNBO Kickstart Visa20.99%$29$0yeseligible @ 7 monthsyeseligibility begins @ 11 monthsno 
FNBO Secured Visa17.99%$19$0unknownunknownyeseligibility begins @ 15 monthsno 
FNBO SavingStar AMEX18.99%$25$0unknownunknownyeseligibility begins @ 11 months10% back on SavingStar groceries / 5% back on SavingStar online mall / 1% back everyday 
Discover It22.99%$0$0yesunknown, likely eligible @ 6 monthsyes12 months5% rotating categories / 1% everydaycounter offer only
Discover It Chrome22.99%$0$0yesunknown, likely eligible @ 6 monthsyes12 months2% gas and restaurants / 1% everydaycounter offer only
Capital One Platinum Secured MasterCard22.99%$29$0yesCredit Steps - typically after 5-7 on time paymentsnoN/Anocan be partially or fully secured
Bank of America Secured Visa20.24%$39$0noN/AyesAutomatic begins @ 12 months, can unsecure earlycan add 3% gas / 2% groceries / 1% everydaycan be partially or fully secured / partially secured counter offer only
Citi Secured MasterCard18.24%$29$0unknownunknownyes18 monthsnomust apply in branch
US Bank Secured Visa18.99%$29$0noN/Ayeseligibility begins @ 12 monthsno 
US Bank AeroMexico Secured Visa22.99%$25$0noN/Ayeseligibility begins @ 12 months2 miles per $1 gas and groceries / 1 mile per $1 everydayIntro: 5000 miles + companion ticket on first spend
US Bank Harley Davidson Secured Visa22.99%$0$0noN/Ayeseligibility begins @ 12 months1 HD Genuine Rewards point per $1Intro: $10 HD Genuine Rewards certificate @ account opening
US Bank LANPASS Secured Visa22.99%$25$0noN/Ayeseligibility begins @ 12 months1 mile per $1Intro: 5000 miles on first spend / 10% discount on LAN purchase once/yr
US Bank LifeMiles Secured Visa22.99%$25$0noN/Ayeseligibility begins @ 12 months1 mile per $1Intro: 5000 miles on first spend
US Bank SKYPASS Secured Visa16.24%$50$0noN/Ayeseligibility begins @ 12 months1 mile per $1Intro: 5000 miles on first spend / 1000 miles at renewal
Merrick Bank Secured Visa17.45%$36 first year$3 after first yearnoN/AnoMay be sent an unsecured pre-approval, but it is a second cardno 
First Premier Secured MasterCard19.90%$50$0yeseligible @ 13 months / 25% fee per increase ($100 increase = $25 fee)noN/Ano(editor's comment: sadly, this is STILL a better deal than their unsecured)
OpenSky Secured Visa17.50%$29$0unknownAnecodally, CLIs are possiblenoN/Ano 
First Progress Platinum Select Secured MasterCard14.99%$39$0yes"at sole discression"noN/Ano 
First Progress Platinum Elite Secured MasterCard19.99%$29$0yes"at sole discression"noN/Ano 
First Progress Platinum Prestige Secured MasterCard11.99%$44$0yes"at sole discression"noN/Ano 
NFCU nRewards Secured Visa8.99%$0$0unknownunknownyeseligibility begins @ 12 months1 nRewards point per $1**must meet CU eligibility requirements**
SDFCU EMV Savings Secured Visa Platinum6.99%$0$0unknownunknownunknownunknown1 FlexPoints Rewards point per $1 
USAA Secured American Express9.9% - 19.9%$35$0noN/AnoN/Ano**must meet CU eligibility requirements**
USAA Secured Platinum MasterCard9.9% - 19.9%$35$0noN/AnoN/Ano**must meet CU eligibility requirements**
Wells Fargo Secured Visa18.99%$25$0unknownunknownyesper site: reviewed periodicallyno 
DCU Secured Visa Platinum11.50%$0$0unknownunknownyes**must apply and be approved, not automaticno 
Union Bank Secured17.99%$19$0unknownunknownyeseligibility begins @ 15 monthsnoIssued by FNBO
primor Secured Visa Classic / MasterCard13.99%$39$0noN/AnoN/Ano 
primor Secured Gold Visa / MasterCard9.99%$49$0noN/AnoN/Ano 
Message 6 of 24
Regular Contributor

Re: Secured Cards Database

Great list thanks
2/25/2015 EQ 480 TU 498 EX 474 5/11/2016 EQ 661 TU 643 EX 653
PNC Signature Visa 7500] Discover IT 800] Cap One QS1 1500] Cap One QS 1500] US Bank Plat 500] Barclay Rewards 500] Walmart 500]
Message 7 of 24
Frequent Contributor

Re: Secured Cards Database

Wow wow wow can I have you come over and organize me when you are bored. Wowzers and they say idle hands are the devil's playground. Not at all!!!!!!!

You rock!
Starting: TU:515, EX:521, EQ:528
Current: TU:674, EX:671 EQ:662
FICO Goal: 700+
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, Target $1100
Message 8 of 24
Valued Contributor

Re: Secured Cards Database

Added another one to my list:

NameAPRAnnual FeeMonthly FeeUnsecured CLI?CLI TermsGraduation?Graduation TermsRewardsComments
Swagbucks Secured Visa19.99%$0$0unknownunknownunknownIssued by FNBO; probably similar terms to SavingStar / Kickstart (eligible @ 11-15 months)1 Swagbuck per $2Intro: 500 bonus swagbucks for $500 / 1000 bonus swagbucks for $1000 / Issued by FNBO
Message 9 of 24
Established Contributor

Re: Secured Cards Database

Awesome work. I would add that the Merrick Bank secured CC provides free FICO scoring.

 

I thought that was useful. It also has an app that works well for viewing your account and making payments.


TU 760 EX 781 EQ 780
Message 10 of 24
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