| Name | APR | Annual Fee | Monthly Fee | Unsecured CLI? | Unsecured CLI Terms | Graduate? | Graduation Terms | Rewards | Comments |
| FNBO Kickstart Visa | 20.99% | $29 | $0 | yes | eligible @ 7 months | yes | eligibility begins @ 11 months | no | |
| FNBO Secured Visa | 17.99% | $19 | $0 | unknown | unknown | yes | eligibility begins @ 15 months | no | |
| FNBO SavingStar AMEX | 18.99% | $25 | $0 | unknown | unknown | yes | eligibility begins @ 11 months | 10% back on SavingStar groceries / 5% back on SavingStar online mall / 1% back everyday | |
| Discover It | 22.99% | $0 | $0 | yes | unknown, likely eligible @ 6 months | yes | 12 months | 5% rotating categories / 1% everyday | counter offer only |
| Discover It Chrome | 22.99% | $0 | $0 | yes | unknown, likely eligible @ 6 months | yes | 12 months | 2% gas and restaurants / 1% everyday | counter offer only |
| Capital One Platinum Secured MasterCard | 22.99% | $29 | $0 | yes | Credit Steps - typically after 5-7 on time payments | no | N/A | no | can be partially or fully secured |
| Bank of America Secured Visa | 20.24% | $39 | $0 | no | N/A | yes | Automatic begins @ 12 months, can unsecure early | can add 3% gas / 2% groceries / 1% everyday | can be partially or fully secured / partially secured counter offer only |
| Citi Secured MasterCard | 18.24% | $29 | $0 | unknown | unknown | yes | 18 months | no | must apply in branch |
| US Bank Secured Visa | 18.99% | $29 | $0 | no | N/A | yes | eligibility begins @ 12 months | no | |
| US Bank AeroMexico Secured Visa | 22.99% | $25 | $0 | no | N/A | yes | eligibility begins @ 12 months | 2 miles per $1 gas and groceries / 1 mile per $1 everyday | Intro: 5000 miles + companion ticket on first spend |
| US Bank Harley Davidson Secured Visa | 22.99% | $0 | $0 | no | N/A | yes | eligibility begins @ 12 months | 1 HD Genuine Rewards point per $1 | Intro: $10 HD Genuine Rewards certificate @ account opening |
| US Bank LANPASS Secured Visa | 22.99% | $25 | $0 | no | N/A | yes | eligibility begins @ 12 months | 1 mile per $1 | Intro: 5000 miles on first spend / 10% discount on LAN purchase once/yr |
| US Bank LifeMiles Secured Visa | 22.99% | $25 | $0 | no | N/A | yes | eligibility begins @ 12 months | 1 mile per $1 | Intro: 5000 miles on first spend |
| US Bank SKYPASS Secured Visa | 16.24% | $50 | $0 | no | N/A | yes | eligibility begins @ 12 months | 1 mile per $1 | Intro: 5000 miles on first spend / 1000 miles at renewal |
| Merrick Bank Secured Visa | 17.45% | $36 first year | $3 after first year | no | N/A | no | May be sent an unsecured pre-approval, but it is a second card | no | |
| First Premier Secured MasterCard | 19.90% | $50 | $0 | yes | eligible @ 13 months / 25% fee per increase ($100 increase = $25 fee) | no | N/A | no | (editor's comment: sadly, this is STILL a better deal than their unsecured) |
| OpenSky Secured Visa | 17.50% | $29 | $0 | unknown | Anecodally, CLIs are possible | no | N/A | no | |
| First Progress Platinum Select Secured MasterCard | 14.99% | $39 | $0 | yes | "at sole discression" | no | N/A | no | |
| First Progress Platinum Elite Secured MasterCard | 19.99% | $29 | $0 | yes | "at sole discression" | no | N/A | no | |
| First Progress Platinum Prestige Secured MasterCard | 11.99% | $44 | $0 | yes | "at sole discression" | no | N/A | no | |
| NFCU nRewards Secured Visa | 8.99% | $0 | $0 | unknown | unknown | yes | eligibility begins @ 12 months | 1 nRewards point per $1 | **must meet CU eligibility requirements** |
| SDFCU EMV Savings Secured Visa Platinum | 6.99% | $0 | $0 | unknown | unknown | unknown | unknown | 1 FlexPoints Rewards point per $1 | |
| USAA Secured American Express | 9.9% - 19.9% | $35 | $0 | no | N/A | no | N/A | no | **must meet CU eligibility requirements** |
| USAA Secured Platinum MasterCard | 9.9% - 19.9% | $35 | $0 | no | N/A | no | N/A | no | **must meet CU eligibility requirements** |
| Wells Fargo Secured Visa | 18.99% | $25 | $0 | unknown | unknown | yes | per site: reviewed periodically | no | |
| DCU Secured Visa Platinum | 11.50% | $0 | $0 | unknown | unknown | yes* | *must apply and be approved, not automatic | no | |
| Union Bank Secured | 17.99% | $19 | $0 | unknown | unknown | yes | eligibility begins @ 15 months | no | Issued by FNBO |
| primor Secured Visa Classic / MasterCard | 13.99% | $39 | $0 | no | N/A | no | N/A | no | |
| primor Secured Gold Visa / MasterCard | 9.99% | $49 | $0 | no | N/A | no | N/A | no | |
