@Anonymous wrote:Ive also obtained them from Credit Karma, Nerd Wallet, Credit Seasame, Also Discover offers a Report
Vantage Score sites are great sites for monitoring your reports. Not so much for scores.
$1 you can obtain your 3 bureau FICO 8 reports at Experian.com or creditchecktotal.com. Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
@Anonymous wrote:None are medical. My goal is to improve my score. Ive heard that paying them off could hurt me too.
DoFD?
@Anonymous wrote:Secured
It's a start.
@Anonymous wrote:Hey you guys. I am 22 and have horrible credit due to some bad decisions and bad advice. Lowest score ive seen that Ive had is 469 and highest is 632. What information do you guys need from me so you can help me in the best way possible. I make good money and need to correct this is start buying real estate. Thanks!
To answer your subject line, in the world of FICO, there is no quickest way.
@Anonymous wrote:So
Transunion-506
Equifax-561
Experian-530
Fantastic. Now we have a baseline to work with.
@Anonymous wrote:Also what does DOfd mean?
@AllZero wrote:Is it your intention to address those 3 charge offs and 4 collections?
Do you know the DoFD Date of First Delinquency?
Are any of them medical?