I'm considering paying for the premium plan at 39.99/mo. just so I can monitor my scores every month
Experian is up to date according to my Chase credit journey but someone please tell me that since Vantage 3.0 is used to calculate my score on the Chase app then that's like looking at Credit Karma and Credit Sesame which the lenders don't even consider so the score is useless.
That's why I'm considering the myFICO plan option as a way to monitor and clean up my credit.
Btw my Experian is up to date but Equifax and Transunion scores haven't been updated since 2018.
Consequently the following scores are also out of date:
AUTO: Fico2 and 8 as of 2019
Credit Cards
FICO Bankcard2 as of 2019
FICO Score 3 as of 2019
FICO Score 8 as of 2019
Mortgages:
FICO Score 2 as of 2019
I'm sure the mods will move this question if it's not in the right thread.
I welcome all comments and I thank you in advance.
