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Let's all be honest and say how many credit cards have we all added the last 24 months instead OF LOL I'm at 18/24 but good data points can come of this when talking about approvals especially now we w entered and "almost" exited the corona credit scare lol
6 so far, but the goal is 10. I have until the end of September to get there and the plan is in place.
I'm only 14 months downstream from my Chapter 13 discharge, so I can only report for that many months; the four cards I've opened are (in order):
Chapter 13:
I categorically refuse to do AZEO!
I am 12/24 apparently.
06/19 - BH Payboo
06/19 - Amex Cash Magnet
06/19 - Savor One
08/19 - CareCredit
08/19 - Apple Card
09/19 - Citi Rewards+
09/19 - Discover Miles
09/19 - Target
10/19 - Amex BCP (now BCE)
10/19 - Williams Sonoma VISA
10/19 - Marvel
04/20 - AOD Visa Signature
The recycle bin in my signature was from when I used to spree. I was 20/24 when I got it but I actually hit 21/24 before I stopped spreeing.
Lost track. At least 6 or 7 in the last year
I guess I am 7/24 now. I was 0/12 until recently One additional app, FNBO is in Limbo
12/2019 Amazon Sync = $500, now $10k
12/2019 Good Sam Store = $250, now $2.75K
1/2020 Ebal MC = $500, now $1.8K
4/2021 Discover CB = $3k
5/2021 NFCU Cashback $25k
5/2021 PSECU Founders = $30k
5/2021 PenFed Platinum Rewards: $12.5k
I guess I just tripled my Total CL's and broke the $100k CL threshold.
I'm such a good boy.
I have one, Chase Freedom Flex from 9/2020.
If you stretch that out to 3 years, different story .
Imma good gardener
EX FICO8 has not moved in a long time! (it seem's to be broken)
Not all are reporting yet.
ETA: Patelco CU reported today.
One early last year & one early this year ( 2 New )
However over the the same period I closed 5 with a 6th next month.
So my bottom line is negative 4.