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My first ever card was a BoA no-frills card with 18.99%V and a $4500 SL IIRC. That was back in 2004.
My first card when I started my rebuild was a Capital One Platinum. 2014, 21.99%V I believe. $300 SL which is now $8250 and has been PC'd to QuickSilver
My next oldest account that's still open is from 2018 so not old at all.
$600 Freedom, 2013.
$4k now (and have 4 other Chase cards)
@Anonymous wrote:
OT note: The Nationals started as the Expos in 1969 with a minor league field lol.
I went to a Vermont Expos minor league game around 2000.
Me:
Discover Student
Opened 2010
SL $1.5K
Auto increased to $10K
Luv button shows $2.5K
DH:
BoA Student Visa
Opened in 2009
SL over $1K
Auto increased to $21K
Became a Visa Signature
Four oldest active tradelines:
Nordstrom Store Card (opened in 1992) - SL $500, currently $4,000 (I only use this twice a year.)
AMEX Gold (opened in 1993)
Sound Credit Union Visa (opened in 1996) - SL $6,000, currently $20,000 (only auto-CLI's)
Boeing Employee Credit Union Visa (opened in 1998) - SL $7,000, currently $30,000 (only auto-CLI's)
Wow, no PCs or buyouts.
Credit journey started Nov 2014 with a local, non-student, credit union card. It's still open, SL $500 and through 3 HP and 1 SP increases, now sits at $10,000. I would product change it from 1% everything to the 1.5% everything version, but I like the fixed 11.99 APR because I think it's neat to have one as a credit card even if I don't carry balances.
First ever card was a Wells Fargo Platinum Visa. SL was $1,000 back in 2001.
@icednightpaper wrote:Credit journey started Nov 2014 with a local, non-student, credit union card. It's still open, SL $500 and through 3 HP and 1 SP increases, now sits at $10,000. I would product change it from 1% everything to the 1.5% everything version, but I like the fixed 11.99 APR because I think it's neat to have one as a credit card even if I don't carry balances.
Clench that fixed rate tightly as they don't exist anymore!
I have a CU one that's 6.9F that I worked down from their middle tier of ~15% over the years as my profile got stronger and scores went up. Opened 2 of them with the same CU for 5K and eventually combined them and topped them out at 16.5K. I went through older cards a couple of years ago and took some HP's to CLI the stragglers and this one apparently changed the rules over the years if you don't have any other active accounts with them to not allow further CLI's beyond 10K so, I'll keep my 16.5K @ 6.9F for when there's a balance that needs to be carried and they don't charge a BT fee and if you want cash it's only 1% draw for the fee with the same APR.
A plain BOA card in 2008 with a 600SL. Kept as is for years because I never paid any attention to credit cards until later. Now it's a $10,000CL cash rewards.