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What is your oldest card?

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Anonymous
Not applicable

Re: What is your ??

My oldest card is my cap one platinum card from 2007. Started life as a $99 secured for $200 cl regular cap one card. I don't even think they called them platinum back then but it's at its highest right now at $3000. I have only kept it around because it doesn't cost me an af and it's my oldest account.

Message 21 of 35
EdMan63
Established Contributor

Re: What is your ??

I have a Visa from my credit union that I got in 1994. It has the same 1.5k  credit limit. It's a sock drawer card that has my home security payment auto billed every month to keep it open. 


Message 22 of 35
Anonymous
Not applicable

Re: What is your ??

My oldest pre-BK was a Capital one card I got in 1998. (RIP 2014)

 

Target Red Card is currently my oldest - opened late 2015.

Message 23 of 35
Anonymous
Not applicable

Re: What is your ??

Thanks to the magic of Amex backdating, I have 3 cards dating back to different months in 1987.   

 

 

Message 24 of 35
Anonymous
Not applicable

Re: What is your oldest card?

My first card was the Wells Fargo Platinum card from 2001. My oldest open card is my Capital One VentureOne card from 2015. It started as a Cap One Platinum, then Quicksilver, then PC into VentureOne for the Hotels.com 10X promotion. 

Message 25 of 35
Anonymous
Not applicable

Re: What is your oldest card?

Oldest US card is my RBC Visa, from September 18.

 

Oldest Canadian card would be my Amex whatever kind it is, open October 2015. I just noticed the credit limit's been cut from 36,000 to 2,000 - I've never actually used the card, it's one of their no-fee cards I opened to replace an Air Canada Reserve I no longer needed.

 

Oldest card in occastional actual use is my Rogers MasterCard from 2016. My credit history goes back 26 years, but I churn cards a lot.

 

Correction: I don't know why credit karma has the limit reported wrong, but I just logged onto Amex Canada's site, and I still have 36k on my SimplyCash and 15k on my Everyday Essentials.

 

Actually I have a $25 credit sitting on one, (I think a referral bonus) so free lunch soon.

Message 26 of 35
RSX
Valued Contributor

Re: What is your oldest card?

Oldest is my Cap1 QS that I opened in Feb 2010, before I moved to the US in July of that year

i am glad I thought ahead, since I lost all my good credit rating when I moved to a new country....

 

all Canadian cards have been closed.   

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 27 of 35
Harvey26
Valued Contributor

Re: What is your oldest card?


@Anonymous wrote:

Oldest card ? From which lender ? Mine ? It would be the Wells Fargo college credit card I got back in 13 when I got my first CC when I was 20-21 & still have it to this day obviously but doesn’t really get any use .. never had problems with Wells , they just never give me credit increasements though lol


Oldest card on Credit Report is my grandfathers chase card opened in 05. My oldest personal cards is a joint local cu card with mom that was opened in 09 and my discover that is just my account was opened in 2015. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 28 of 35
KJinNC
Valued Contributor

Re: What is your ??

Closed: Exxon (closed 2011) - Equifax only

Closed, all bureaus: Citi Secured (opened last April, closed in September)

Open: Discover (was secured, now unsecured - opened last May)

Asterisk: My AU card was opened in 2013



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 29 of 35
Credit-hoarder
Valued Contributor

Re: What is your oldest card?

Okay this gets a litte complicated. Technically my Pay-Pal Smart Connect (now defunct) was the first CC I applied for back in August 13' at the start of my rebuild--but that card got upgraded to a Mastercard 2 years later thus giving it a new account opening date. A few days after Smart Connect I was approved for my Sears store card--which was upgraded to Mastercard also in 2016--but kept the original opening date...so it's actually my oldest now. BUT--I applied for an AMEX BCE in January of 2015 one year and one month after my very first AMEX Green card--so they backdated BCE to January 2013 which on paper and my reports--shows as my oldest open card.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 30 of 35
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